Find your next good thing.

2% everything (first $50k/calendar year, then 1%) · No annual fee · 0% intro APR 12 months

3% U.S. supermarkets, online retail, gas (each to $6k/yr) · No annual fee · Disney Bundle credit

2x Delta purchases and restaurants worldwide · 20% back on in-flight purchases · No annual fee, no foreign fees

7x Hilton, 5x U.S. restaurants/supermarkets/gas · 3x everything else · Silver status

2x everything (first $50k/calendar year, then 1x) · No annual fee · Transferable Membership Rewards points

6% U.S. supermarkets (to $6k/yr) · 6% select streaming · 3% transit and gas

6x Marriott, 4x restaurants, gas, wireless, shipping · Annual 35k free night · Gold Elite

2x Delta, restaurants, U.S. supermarkets · Free first checked bag · $100 Delta Stays credit

12x Hilton, 6x restaurants/supermarkets/gas · Gold status · $200/yr Hilton credit

12x Hilton · 5x everything else (first $100k/yr, then 3x) · $60 quarterly Hilton credit (up to $240/yr)

6x Marriott, 4x restaurants and U.S. supermarkets (to $15k) · Gold Elite · 2x everything else

4x restaurants (to $50k/yr) and U.S. supermarkets (to $25k/yr) · 3x flights · $424 in dining/Uber/Resy/Dunkin' credits

3x Delta and hotels direct · Companion certificate each year · $150 Delta Stays, $120 Resy, $120 rideshare

4x on your top 2 business categories (to $150k/yr) · 3x Amex Travel flights & hotels · $240 FedEx/Grubhub/office credit, Walmart+

14x Hilton, 7x flights, car rentals, U.S. restaurants, 3x everything else · Diamond status + annual Free Night Reward (up to 250k pts) · $400 resort + $200 flight + $219 CLEAR credits

3x Delta · Delta Sky Club 15 visits + Centurion · Companion certificate

6x Marriott, 3x restaurants and flights · Platinum Elite + 85k free night · $300 dining credit

5x Amex Travel flights and prepaid hotels · 2x business categories and $5k+ purchases (to $2M) · 1,550+ lounges; $3,000+ in business credits

5x flights direct and Amex Travel hotels · $600 hotel, $400 Resy, $300 entertainment, $200 airline, $200 Uber credits and more · Centurion + Priority Pass lounges

Invitation only; $10,000 initiation + $5,000/yr · $1,000/yr Resy dining credit ($250 a quarter) · Centurion Lounges, Priority Pass, PS terminal visits

3% in a category you choose (6% first year for new cardholders), 2% grocery & wholesale — $2.5k/qtr combined cap · Up to 4.5% with Preferred Honors ($100k) / 5.25% with Premier ($1M) · $200 bonus after $1k

1.5x everything (2.62x with Platinum Honors) · No annual fee, no foreign fee · Redeem against travel/dining charges

1.5% everything (2.62% with Platinum Honors) · No annual fee

3x Air France / KLM / SkyTeam airlines · 3x dining · 1.5x everything else

3x Alaska/Hawaiian (verify), 2x gas, EV, cable, streaming, transit · Companion Fare after $6k · Free first bag for 7

3x Alaska, 2x gas, EV, shipping, transit · Companion Fare · Free first bag

2x travel and dining, 1.5x else · $100 airline credit + GE/TSA · Up to 3.5x with Platinum Honors

3x Alaska/Hawaiian, dining and foreign purchases · 25k-point companion award yearly · 8 Alaska Lounge passes

2x travel and dining, 1.5x else (up to 3.5x / 2.625x with Premier tier) · $300 airline incidental + $150 lifestyle credits yearly, $120 Global Entry/TSA every 4 yrs · Priority Pass Select (+2 guests, authorized users too)

3x JetBlue, 2x restaurants and grocery · No annual fee, no foreign fee

5x Wyndham · 3x dining and grocery · Gold status, 10% award discount

6x Wyndham, 4x travel, dining, groceries · 15,000 anniversary points · Diamond then Platinum status

2x American · Free first bag, preferred boarding · Bonus with a single purchase

6x JetBlue, 2x restaurants and grocery · Free first bag + 5k anniversary points · $99 fee

8x Wyndham, 5x gas/EV, advertising, office supplies, shipping · 15,000 anniversary points · Diamond status

2% airfare / 1.5% cash-back redemption · $200 airline + $100 dining credits · Priority Pass Select with guests

2% value on airfare or cash back · $300 airline + $200 dining + $200 Ship&Play credits · Priority Pass Select with guests

Rent and mortgage with no fee · 3x Bilt Travel hotels, 3x Lyft · Up to 4x at Bilt dining partners

3x dining OR 3x groceries (your pick) · 4x Bilt Travel hotels, 2x other travel · $100 hotel credit, primary rental coverage

2x everything, 4x Bilt Travel hotels, 4x Lyft · $400 hotel + $200 Bilt Cash credits · Priority Pass

5% grocery, 3% gas/EV/wholesale/drugstore/streaming/AAA · $500/yr cash-back cap shared by grocery, gas & wholesale · No annual fee, no FTF, no AAA membership needed

Unlimited 2% cash back on everything · No annual fee, no foreign transaction fee · Rewards never expire; no welcome bonus

3% at BJ's (5% with One+) · 1.5% everywhere else · 10¢/gal off at BJ's Gas

1.5% everything · No annual fee, no foreign fee

3% dining, entertainment, streaming, grocery · 5% Capital One Travel hotels/cars · No annual fee, no foreign fee

1.5% everything · No annual fee

1.25x everything · 5x portal hotels/cars · No annual fee, no foreign fee

5% at REI (10% during the annual double-rewards event) · 1.5% everything else · No annual fee, no foreign transaction fees

1.5% everything · $39 fee, for fair credit

2x everything · 5x Capital One Travel hotels/cars · Transfer partners

2% everything · 5% Capital One Travel · $150 fee (refunded at $150k spend)

2x everything, 10x portal hotels/cars · $300 travel credit + 10k anniversary miles · Lounges

2x everything, 10x portal hotels/cars · $300 travel credit + 10k anniversary miles · Lounges, primary rental CDW, cell phone protection

3% at Amazon.com, Amazon Fresh, Whole Foods and Chase Travel - no Prime needed · 2% gas, restaurants, local transit and rideshare · $50 Amazon gift card on approval, no spend required

5% rotating quarterly categories (up to $1,500/qtr, activate) · 3% dining & drugstores · 5% travel booked via Chase Travel

1.5% on everything, no annual fee · 3% dining on first $6,000 in first 6 months (limited-time) · $25 credit for enrolling in autopay

1.5% on everything, no annual fee · 3% dining & drugstores · 5% travel booked via Chase Travel

1% Disney Rewards Dollars everywhere · 10% off select Disney purchases · 3% foreign fee

4% on DoorDash and Caviar orders (no cap) · 3% dining direct from restaurants, 2% grocery stores · Free year of DashPass ($96), renewable each year with $10k spend

No annual fee, no foreign transaction fees · 5x at IHG hotels (up to 17x total with member + Silver Elite bonuses) · 3x dining, gas, utilities, internet/cable/phone, select streaming

5% at office supply stores and on internet, cable & phone (first $25K/yr combined) · 2% at gas stations and restaurants (first $25K/yr combined) · $1,000 bonus after $8K in 4 months (limited-time 2026 offer; standard $750)

Unlimited 1.5% cash back on every business purchase · $1,000 bonus after $8K in 4 months (limited-time 2026 offer; standard $750) · No annual fee, 0% intro APR on purchases for 12 months

5% on Instacart app/site on up to $6,000/yr (then 1%) · 5% on Chase Travel bookings · 2% restaurants (incl. delivery), gas stations, select streaming

No annual fee, no foreign transaction fees · 3x at Marriott hotels (up to 14x total with member and Silver bonuses) · 2x groceries, rideshare, select food delivery, streaming, internet/cable/phone

5% at Amazon.com, Amazon Fresh, Whole Foods and Chase Travel (with Prime) · 2% gas, restaurants, local transit and rideshare · $150 Amazon gift card on approval, no spend required

No annual fee, no foreign transaction fees · 2x miles on United purchases, gas stations, and local transit/commuting · 25% back on United inflight and Club drink purchases

5% Disney+/Hulu/ESPN+ · 2% gas, grocery, dining, Disney · 10% off select Disney purchases

3x points on groceries, dining and Air Canada purchases · 500 bonus points per $2,000 spent each month (up to 1,500/month) · Aeroplan 25K Status for the first two calendar years; free first checked bag for you and up to 8 companions

3x Avios on BA, Aer Lingus, Iberia and LEVEL flights; 2x hotels booked direct · Up to $600/yr in statement credits toward taxes/fees on transatlantic BA award flights · Travel Together companion ticket after $30,000 annual spend (valid 2 years)

5x Chase Travel, 3x dining, streaming, online grocery · 3x gas, EV charging and Airbnb/Vrbo (new June 2026) · 2x all other travel

3x on travel, shipping, internet/cable/phone, and social/search ads (first $150K/yr combined) · 100,000-point bonus after $8K in 3 months · 1:1 transfer partners (Hyatt 4:3 from Oct 1, 2026); Points Boost up to 1.75 cpp

Annual Free Night Award up to 35,000 points (top up with 25k points) · 6x at Marriott hotels (up to 17x total with member and Silver bonuses) · 3x gas, groceries and dining on the first $6,000/yr combined, then 2x

4x at Hyatt (up to 9x with member base points) · 2x dining incl. delivery, airfare booked direct, local transit, gyms and Peloton · Free Category 1-4 night every anniversary, plus another at $15k calendar-year spend

10x at IHG hotels (up to 26x total with member + Platinum bonuses) · 5x travel, dining, gas; 3x everything else · Anniversary free night up to 40,000 points (top off with points)

10x at IHG hotels (up to 26x total with member + Platinum bonuses) · 5x travel, dining, gas, office supply stores, social/search advertising · 3x everything else

2x on Southwest purchases · 2x gas & groceries (first $5,000/yr combined) · Free first checked bag for you + 8 companions

3x on Southwest purchases · 2x groceries & restaurants (first $8,000/yr combined) · 6,000 anniversary points + 10,000 Companion Pass boost

3x Southwest, 2x gas and restaurants (to $8k) · 6,000 anniversary points · $149 fee (2026 refresh)

8x United flights; 2x dining, gas, office supplies, transit · $125 TravelBank credit after 5 United purchases of $100+ · Free first bag + companion, 2 United Club passes

3x miles on United purchases, 2x dining and direct hotel bookings · First checked bag free for you and a companion, priority boarding · 2 United Club one-time passes per year

Unlimited 2% cash back on everything; 2.5% on purchases of $5,000+ · 5% on travel booked through Chase Travel; 5% on Lyft through Sept 30, 2027 · $1,000 bonus after $10K in 3 months

4x at Hyatt (up to 9x with member base points) · 2x automatically in your top 3 of 8 business categories each quarter, no caps · $100/yr in Hyatt statement credits (2 x $50 on $50+ Hyatt charges)

4x on Southwest purchases · 2x gas & restaurants, no cap · 7,500 anniversary points + 10,000 Companion Pass boost

Automatic Gold Elite status + 15 Elite Night Credits each year · 6x at Marriott hotels (up to 18.5x total) plus 1,000 points per paid stay · 4x groceries and dining on the first $15,000/yr combined, then 2x

4x Southwest, 2x hotels, gas, dining, transit · 9,000 anniversary points · Group 5 boarding for 9, $120 GE

4x miles on United purchases; 2x travel, dining, and select streaming · $200 United TravelBank credit every year · First and second checked bags free for you and a companion

United Club membership (you + 1 guest; All Access tier after Premier Gold or $50k spend) · 5x miles on United purchases; 2x travel and dining · First and second checked bags free for you and a companion; Premier Access

8x Chase Travel, 4x flights and hotels booked direct, 3x dining · $300 flexible travel credit (automatic) · $500 The Edit hotel credit + $300 dining + $300 StubHub

8x Chase Travel, 5x Lyft, 4x flights & hotels direct, 3x ads · $300 travel + $500 The Edit + $250 select hotels (2026) · $200 Google Workspace, $400 ZipRecruiter, $100 Giftcards.com

J.P. Morgan Private Bank clients only (~$10M+ reported) · Sapphire Reserve earning: 8x Chase Travel, 4x flights/hotels direct, 3x dining · United Club membership + Sapphire Lounges + Priority Pass

3x gas and EV charging · 2x grocery and AT&T · $20/cycle AT&T credit with $1,000 spend

2x American and grocery stores · No annual fee · 3% foreign fee

5% on your top category each month (to $500) · No annual fee · Best as a one-category card (gas, groceries, dining…)

2% on everything (1% + 1% as you pay) · No annual fee · Points pool with Strata Premier for transfers

3x supermarkets, transit, gas/EV and a category you pick · 5x Citi Travel hotels/cars · 2x restaurants

Same earning as the consumer card · Business version · Requires Costco membership

5% Costco gas, 4% other gas/EV (to $7k/yr) · 3% restaurants and travel · 2% Costco

5% Best Buy (6% for Plus/Total members) as reward certificates · 3% gas · 2% grocery, dining and takeout

3x flights, hotels, dining, supermarkets, gas, EV · 10x Citi Travel hotels/cars · Transfer partners

2x American, restaurants, gas · Free first checked bag · Preferred boarding

2x American, telecom, gas, car rentals · Free first bag · Companion certificate after $30k

3x American, 6x AAdvantage Hotels, 2x dining and rides/rails · 4 Admirals Club passes, free first bag · $240 Turo, $100 inflight, $100 Splurge credits

12x Citi Travel hotels/cars, 6x weekend dining · 1.5x everything else · $300 hotel + $200 splurge + $200 Blacklane credits

4x American (5x after $150k) · Admirals Club membership · $500 AA Vacations, $180 Lyft, $100 inflight, $120 GE credits

5% rotating quarterly categories (to $1,500/qtr, activate) · 1% else · First-year Cashback Match

2% gas and restaurants (to $1,000/qtr) · First-year Cashback Match · No annual fee

1.5x miles everything (worth 1.5%) · First-year Miles Match · No annual fee, no foreign fee

Unlimited 2% into a Fidelity account · No annual fee · No foreign transaction fees

4% gas, EV and transit (to $300/mo) · 3% dining, 2% grocery · Rewards in crypto

3% Apple and select Apple Pay partners · 2% with Apple Pay · 1% physical card

3x supermarkets, restaurants, gas, transit · No annual fee, no foreign fee

1.5%-2% everything (2% with $5k+ limit) · No annual fee, no foreign fee

3x travel, 2x everything else · GE/TSA credit · $49 fee

5x gas at the pump and EV charging · 3x supermarkets (incl. most Walmart/Target), restaurants, cable/streaming · 1x everything else

1.5% on everything, 2% with Honors Advantage · $100 bonus after $1,500 in 90 days · No annual fee, no foreign fee

3x travel (4x with Honors Advantage) · 2x dining (3x with Honors Advantage) · 1.5x everything else

3% everything with Robinhood Gold · 5% travel portal · No annual fee (Gold is $50/yr)

2% everything · No annual fee, no foreign fee · Requires a SoFi account

5% off every day at Lowe's · 20% off first purchase (up to $100) for new accounts · 6-month or 84-month financing instead of the 5%

3% when paying with PayPal · 1.5% everything else · No annual fee

5% back at Amazon.com and Whole Foods with Prime · Amazon/Whole Foods-only store card · $80 Amazon gift card on approval

5% gas anywhere (to $6k/yr) · 3% dining and takeout · 1% at Sam's (5% total for Plus members)

3% top category, 2% second, 1% else (automatic each month) · No foreign transaction fees · Cash back paid to Venmo balance; optional auto-buy crypto

4% dining, gas/EV, grocery, Verizon purchases · Rewards are Verizon Dollars (bills, gift cards, travel) · No annual fee

Unlimited 2% everything · $200 bonus after $1,500 · No annual fee

5% off at Target · 2% dining and gas, 1% else (open-loop version) · No annual fee

4x travel, 4x gas/EV (to $1,000/qtr) · 5x Travel Center hotels/cars · Priority Pass Select

4x dining and takeout (to $2,000/qtr) · 2x grocery, gas/EV, streaming · $15 streaming credit

5% on two categories you pick each quarter (to $2k/qtr) · 2% on one everyday category · No annual fee

2% everything, up to 4% with $100k at U.S. Bank · Bonus capped at $10k spend per billing cycle · Bonus excludes insurance, taxes, education, bill-pay

3% gas/EV charging (transactions <= $200), office supply, cell phone providers, restaurants · 5% prepaid hotels & car rentals via U.S. Bank Travel Center · $100 annual software subscription credit (after 11 consecutive months)

5% gas (to $3k/yr) · 5% military base purchases (to $5k/yr) · 3% groceries (to $3k/yr)

1.5% everything, no caps · $250 bonus after $1,000 (offer through 2026-11-30) · No annual fee, no foreign fee

5x Choice Hotels, 3x gas, grocery, home improvement, phone plans · Gold Elite status (10 elite nights/yr) · $800 cell phone protection

2% everything · Cell phone protection · No annual fee

3x dining, travel, gas, transit, streaming, phone plans · No annual fee, no foreign fee · Cell phone protection

10x Choice Hotels, 5x gas, grocery, home improvement, phone plans · 30k anniversary points · Platinum Elite status (20 elite nights/yr)

5x hotels, 4x airlines, 3x other travel and restaurants · $50 annual airline credit (auto) · Cell phone protection $1,000/claim