Citi · Mastercard · personal · American AAdvantage
Seeded from model knowledge (mid-2026), not yet web-verified. Check issuer terms before relying on rates, credits, caps, or protections. Edit data.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$350
annual fee
0%
foreign txn fee
$222
credits/yr realistic ($470 face)
Earning
| Issuer travel portal
AAdvantage Hotels bookings
|
6x | 9.9% |
| American Airlines (Airfare (booked direct)) | 3x | 4.95% |
| Dining & restaurants
Restaurants incl. takeout and delivery
|
2x | 3.3% |
| Rideshare
Rides and Rails: rideshare and rail
|
2x | 3.3% |
| Transit
Rides and Rails
|
2x | 3.3% |
| Everything else | 1x | 1.65% |
Right column: value per $ at travel valuation (1.65¢/pt). Conservative 1¢; TPG ~1.65¢.
Credits
- $240 Turo credit /year · hard to use · enrollment requiredUp to $240 back on Turo
- $100 Inflight credit /year · medium to useUp to $100 back on American inflight purchases
- $100 Annual Splurge Credit /year · medium to use · enrollment requiredChoose among select merchants
- $120 Global Entry / TSA PreCheck /every 4 years · easy to use · enrollment requiredFee reimbursement
Benefits
- No foreign transaction fees
- 4 Admirals Club Globe Passes per year
- First checked bag free on domestic AA flights for you + 8 companions
- Preferred boarding
- Flight Streak: 5,000 Loyalty Points after every 4 qualifying flights
Protections
| rental car | secondary |
Notes
Earn rates, credits and perks from citi.com (fetched 2026-09-08); the annual fee did not render on the page — $350 is from model knowledge, verify.
Verified 2026-06-01 · confidence medium · sources: 1