U.S. Bank · Visa · personal · Cash back
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
3%
foreign txn fee
$0
credits/yr realistic ($0 face)
$200
sign-up bonus ≈ 200 cash after $1,000/3mo
Earning
| Issuer travel portal
Prepaid air, hotel and car reservations booked in the Altitude Rewards Center
|
5% | 5% |
| Gas stations
requires chosen as your 2% everyday category (pick one of gas/EV, grocery stores, restaurants)
|
2% | 2% |
| EV charging
requires chosen as your 2% everyday category
|
2% | 2% |
| Groceries (supermarkets)
requires chosen as your 2% everyday category
|
2% | 2% |
| Dining & restaurants
requires chosen as your 2% everyday category
|
2% | 2% |
| Everything else | 1% | 1% |
| Choose 2: Utilities, Phone, internet, cable, Streaming services, Department stores, Electronics stores, Furniture & home furnishings, Gyms & fitness, Transit, Entertainment, Clothing & apparel, Sporting goods
up to $2,000/quarter
Choose two 5% categories each quarter (fast food, home utilities, TV/internet/streaming, cell phone providers, department stores, electronics stores, furniture stores, gyms, ground transportation, movie theaters, select clothing, sporting goods) — $2,000 combined cap per quarter, then 1%. Must re-select every quarter. |
5% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- 0% intro APR 15 months
- No annual fee
Protections
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://thepointsguy.com/credit-cards/reviews/us-bank-cash-plus-review/: $0 fee, 5% on two chosen categories to $2,000/qtr (cell phone, department/electronics/furniture/sporting goods/clothing stores, fast food, ground transportation, gyms, home utilities, movie theaters, TV/internet/streaming), 2% on one of gas/EV, grocery, restaurants, $200 after $1,000, 3% FTF (TPG, updated Jul 31 2026). Protections still from model knowledge.