Synchrony · Mastercard · personal · Cash back
Synchrony
PayPal Cashback
MC
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
3%
foreign txn fee
$0
credits/yr realistic ($0 face)
Earning
| PayPal checkout
Purchases checked out with PayPal
|
3% | 3% |
| Everything else | 1.5% | 1.5% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- Cash back deposited to your PayPal balance
- No annual fee
Protections
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/paypal-cashback-mastercard/: $0 fee, 3% PayPal / 1.5% else, no welcome offer, 3% FTF (Bankrate, Aug 13 2026). Protections still from model knowledge.