Alliant Credit Union · Visa · personal · closed to new · Cash back
Review the linked sources below for offer details and eligibility.
Earning
| Everything else
Flat 1.5% cash back on all purchases effective 11/1/2025 (Alliant notice quoted by Doctor of Credit: 'After 11/1/25 the rate will go down from 2.5% to 1.5% on all amounts'). The former Tier One structure (2.5% on the first $10,000/month with Alliant High-Rate Checking: $1,000 avg daily balance, one monthly eDeposit, e-statements; 1.5% otherwise) no longer applies.
|
1.5% | 1.5% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- No annual fee
Protections
| rental car | secondary |
Notes
SEEDED FROM MODEL KNOWLEDGE (as of mid-2026), NOT YET WEB-VERIFIED — numbers may be stale; confirm on the issuer's site before relying on a credit or cap. Checked 2026-09-08: Alliant's product page (alliantcreditunion.org/bank/visa-signature-card) returns 403/removed, and no Bankrate/TPG review exists, so issuer-page verification was not possible. Per Doctor of Credit: landing page removed and card no longer available to new applicants (2025-06-26); Alliant emailed cardholders that the rate would drop from 2.5% (first $10k/month, Tier One) to a flat 1.5% on all purchases effective 2025-11-01 (an earlier July 2025 notice of 1.6% effective 2025-09-01 was postponed and superseded). Annual fee was eliminated in 2022 (previously $99); 0% foreign transaction fee; $25 minimum redemption. Whether any monthly cap or High-Rate Checking tier still applies under the 1.5% rate is not stated in fetched sources (assumed none, matching the old Tier Two rate). Rental-car coverage tier not confirmed by any fetched page.
Verified 2026-06-01 · confidence medium · sources: 1, 2, 3, 4, 5