Chase · Visa · business · United MileagePlus
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$150
annual fee
0%
foreign txn fee
$344
credits/yr realistic ($620 face)
$1,350
sign-up bonus ≈ 100000 miles after $5,000/3mo
Earning
| United Airlines (Airfare (booked direct))
8x total miles on eligible United flights (6x from United on the Primary Cardmember's fare as a MileagePlus member + 2x from the card); all other eligible United purchases earn 2x
|
8x | 10.8% |
| Dining & restaurants
Dining including eligible delivery services
|
2x | 2.7% |
| Gas stations
Gas stations
|
2x | 2.7% |
| Office supplies
Office supply stores
|
2x | 2.7% |
| Transit
Local transit and commuting: ride share, taxicabs, train tickets, tolls, mass transit
|
2x | 2.7% |
| Everything else | 1x | 1.35% |
Right column: value per $ at travel valuation (1.35¢/pt). Conservative 1¢; TPG ~1.35¢.
Credits
- $125 United TravelBank credit /year · hard to use$125 United TravelBank cash each calendar year after five United flight travel-related purchases of $100+ each (fares, seat upgrades, Economy Plus, inflight food/Wi-Fi, bag fees)
- $100 United Hotels credit /anniversary · medium to use$50 back on your 1st and 2nd prepaid ('Pay Now') stays booked directly through United Hotels, up to $100 each anniversary year
- $100 Rideshare credit /year · easy to use · enrollment requiredUp to $8 back per month Jan-Nov and up to $12 in December on rideshare purchases (up to $100 per calendar year); yearly opt-in required
- $50 Avis/Budget rental credit /anniversary · medium to use$25 back on your 1st and 2nd Avis or Budget rentals booked through cars.united.com with the card (discount code applied at booking), up to $50 each anniversary year
- $10 Instacart credit /month · medium to use · enrollment required$10 Instacart credit each month (up to $120 per calendar year) through 12/31/27 after activating complimentary Chase Instacart+ at instacart.com/p/chase-united
- $100 JSX flight credit /year · hard to useUp to $100 in statement credits per year on flights booked directly with JSX
- $25 FareLock credit /anniversary · medium to useUp to $25 back each anniversary year on United FareLock purchases
Benefits
- No foreign transaction fees
- First standard checked bag free for the primary cardmember + 1 companion — United and United Express flights only; pay for the ticket with the card
- Priority boarding for the primary cardmember and companions on the same reservation
- 2 United Club one-time passes each year
- 5,000 bonus miles each anniversary year if you also hold a personal United card ('better together')
- 25% back as a statement credit on United inflight purchases and United Club premium drinks
- 1 PQP per $20 spent, up to 4,000 PQP per calendar year — Plus 2,000 PQP in the welcome offer
- 2 Economy Plus upgrade credits after $25,000 calendar-year spend
- Award discount: 10% fewer miles on award flights (15% for Premier members)
- Chase Instacart+ (3 months free, then 25% off) — Activation required
- Primary auto rental coverage when renting for business purposes — Up to $60,000 for theft and collision
Protections
| purchase protection | 120 days, up to $10,000 per item |
| extended warranty | +1 year (up to 4 years total from purchase) |
| trip cancellation | Up to $1,500 per covered traveler / $6,000 per trip |
| trip delay | Up to $500 per covered traveler after 12 hours or overnight stay |
| baggage delay | Up to $100/day for 3 days after 6 hours |
| lost luggage | Up to $3,000 per covered traveler |
| rental car | primary |
| roadside | Roadside assistance |
| travel accident | Up to $500,000 |
Notes
Business card (Chase). $150 annual fee with no first-year waiver on the current Chase page. 8x on United flights is 6x from United (MileagePlus member, Primary Cardmember's own fare) plus 2x from the card; other United purchases (seats, bags, inflight, Club) earn 2x. The $125 TravelBank credit needs five separate United flight-related purchases of $100+ in a calendar year. Rideshare credit requires yearly opt-in; Instacart credit requires activating Chase Instacart+ (ends 12/31/27). Rental car coverage is primary only when renting for business purposes. Web-verified 2026-09-08 against https://creditcards.chase.com/business-credit-cards/united/united-business-card.