Citi · Visa · personal · Cash back
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee · No fee with a paid Costco membership
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
Earning
| Costco (Gas stations)
Gas at Costco; $7,000/yr combined cap with other gas and EV charging
up to $7,000/year, then 1%
|
5% | 5% |
| Gas stations
Other gas stations
up to $7,000/year, then 1%
|
4% | 4% |
| EV charging
up to $7,000/year, then 1%
|
4% | 4% |
| Dining & restaurants | 3% | 3% |
| Travel (general)
Eligible travel: airfare, hotels, car rentals, travel agencies, cruises
|
3% | 3% |
| Costco (Wholesale clubs)
Costco and costco.com
|
2% | 2% |
| Everything else | 1% | 1% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- Rewards paid once a year as a certificate (February) redeemable at Costco for cash or merchandise
- Extended warranty +2 years on eligible items
- No annual fee
Protections
| extended warranty | +2 years |
| rental car | secondary |
| travel accident | Up to $250,000 |
Notes
WEB-VERIFIED 2026-09-08 against https://www.citi.com/credit-cards/costco-anywhere-visa-card: no fee with membership, 5% Costco gas, 4% other gas/EV to $7,000/yr combined then 1%, 3% restaurants and eligible travel, 2% Costco, 1% else, annual February reward certificate, no FTF (citi.com). Protections still from model knowledge.