U.S. Bank · Visa · personal · closed to new · Cash back
Review the linked sources below for offer details and eligibility.
Earning
| Issuer travel portal
1.5% base plus an additional 4% (5.5% total) on prepaid hotel and car reservations booked directly in the Rewards Travel Center
requires booked via portal
|
5.5% | 5.5% |
| Wholesale clubs
3% on your first $1,500 in net purchases in your chosen 3% category each quarter, then 1.5%
requires chosen as your 3% everyday category for the quarter (wholesale clubs, gas and EV charging stations, or bills and home utilities); enrollment required each quarter
up to $1,500/quarter, then 1.5%
|
3% | 3% |
| Gas stations
3% on your first $1,500 in net purchases in your chosen 3% category each quarter, then 1.5%
requires chosen as your 3% everyday category for the quarter (wholesale clubs, gas and EV charging stations, or bills and home utilities); enrollment required each quarter
up to $1,500/quarter, then 1.5%
|
3% | 3% |
| EV charging
3% on your first $1,500 in net purchases in your chosen 3% category each quarter, then 1.5%
requires chosen as your 3% everyday category for the quarter (wholesale clubs, gas and EV charging stations, or bills and home utilities); enrollment required each quarter
up to $1,500/quarter, then 1.5%
|
3% | 3% |
| Utilities
3% on your first $1,500 in net purchases in your chosen 3% category each quarter, then 1.5%
requires chosen as your 3% everyday category for the quarter (wholesale clubs, gas and EV charging stations, or bills and home utilities); enrollment required each quarter
up to $1,500/quarter, then 1.5%
|
3% | 3% |
| Everything else | 1.5% | 1.5% |
| Choose 2: Amazon.com, Walmart, Target, Electronics stores, Home improvement, Department stores, Furniture & home furnishings, Pet stores & vets, Clothing & apparel, Entertainment
up to $1,500/quarter
6% on your first $1,500 in combined net purchases each quarter at two retailers you enroll in each quarter, then 1.5%. Retailer list at launch: Ace Hardware, Amazon.com, Anthropologie, Apple, Bed Bath & Beyond, Best Buy, Chewy.com, Crate & Barrel, Disney, Home Depot, Ikea, Kohl's, Lowe's, Lululemon, Macy's, Menards, Nordstrom, Pottery Barn, QVC, Restoration Hardware, Target, Walmart, Wayfair.com, Williams Sonoma. Without enrollment everything earns 1.5%. |
6% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
None recorded.
Protections
| rental car | secondary |
Notes
No longer available to new applicants as of June 22, 2026 (U.S. Bank: existing cardholders keep the card and all rewards). $95 annual fee waived the first year. Enroll each quarter in two 6% retailers and one 3% everyday category (allow up to 3 business days); both bonus tiers are capped at $1,500 in net purchases per quarter, then 1.5%. Prepaid hotels and cars in the Rewards Travel Center earn 5.5% (1.5% + 4%). The former $250 welcome bonus ($2,000 in 120 days; briefly $300 in July-Aug 2024) is no longer offered. Foreign transaction fee and insurance protections were not re-verified. Web-verified 2026-09-08 against https://rewards.usbank.com/benefits/card/ShopperCashBenefits/program-rules and https://www.doctorofcredit.com/u-s-bank-shopper-cash-no-longer-accepting-new-applications-discontinued/.
Verified 2026-09-08 · confidence medium · sources: 1, 2, 3, 4