Chase · Visa · personal · Marriott Bonvoy
Review the linked sources below for offer details and eligibility.
Earning
| Marriott (Hotels (booked direct))
Chase wording: '6X points for every $1 spent at hotels participating in Marriott Bonvoy'. Chase advertises 'up to 17X total' = 6X card + up to 10X Bonvoy member base points + 1X Silver Elite bonus on paid stays; only the card's 6X is filed here.
|
6x | 5.1% |
| Gas stations
Chase wording: '3X points on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining'. The $6,000 cap is shared across all three categories (calendar year per One Mile at a Time), then 2X.
up to $6,000/year, then 2x
|
3x | 2.55% |
| Groceries (supermarkets)
Chase wording: 'grocery stores'. Shares the single $6,000/yr combined cap with gas stations and dining, then 2X.
up to $6,000/year, then 2x
|
3x | 2.55% |
| Dining & restaurants
Chase wording: 'dining'. Shares the single $6,000/yr combined cap with gas stations and grocery stores, then 2X.
up to $6,000/year, then 2x
|
3x | 2.55% |
| Everything else
Chase wording: '2X points for every $1 spent on all other purchases'.
|
2x | 1.7% |
Right column: value per $ at travel valuation (0.85¢/pt).
Credits
- $50 Airline statement credit (limited-time, through 6/30/2027) /semiannual · easy to use · enrollment required$50 statement credit after $250+ in purchases made directly with airlines in each six-month window, up to $100 total. Existing cardmembers (cardmember by 1/7/2026): windows Jan 1-Jun 30 2026 and Jul 1-Dec 31 2026, one-time activation required at chase.com or by phone. New cardmembers who apply 6/4/2026-12/31/2026 are auto-registered on card activation with windows Jun 4-Dec 31 2026 and Jan 1-Jun 30 2027. Promotion ends 6/30/2027. Third-party bookings (Expedia etc.) do not count; United TravelBank loads have been reported to trigger it (Doctor of Credit, AwardWallet). Chase may reverse the credit if the account is closed within 90 days (AwardWallet 2026-08-06).
Benefits
- Annual Free Night Award (up to 35,000 points) — One Free Night Award each account anniversary year after the annual fee posts (allow up to 8 weeks); valid for a one-night stay in a standard room at a property with a redemption level up to 35,000 points; can be combined with up to 25,000 Bonvoy points for a higher-category hotel; expires 12 months after issuance (marriott.chase.com/boundless/benefits).
- Automatic Marriott Bonvoy Silver Elite status; Gold at $35,000 spend — Silver Elite granted each calendar year: 10% Elite bonus points on stays, priority late checkout (based on availability), complimentary Wi-Fi. Gold Elite status after $35,000 in purchases in a calendar year (25% bonus points, 2 p.m. late checkout, enhanced room upgrades; posts within 8 weeks).
- 15 Elite Night Credits every calendar year + 1 per $5,000 spent — 15 Elite Night Credits deposited each calendar year (within 60 days of opening in year one), plus 1 additional Elite Night Credit for every $5,000 in purchases with no cap (posts within 8 weeks of month-end). Elite Night Credits post from only one Marriott personal card per year.
- No foreign transaction fees
- 12 months complimentary DashPass + $10 off quarterly — 12 months of DashPass (DoorDash and Caviar) when first activated with this card by 12/31/2027; auto-renews at the then-current rate unless cancelled. Also up to $10 off one non-restaurant DoorDash order each quarter through 12/31/2027 - a checkout discount, not a Chase statement credit.
- Marriott Bonvoy airline transfers — Marriott Bonvoy points transfer to 40+ airline programs at 3:1 (Upgraded Points); a 5,000-mile bonus for every 60,000 points transferred improves the effective rate to about 2.4:1 (The Points Guy).
- Auto rental collision damage waiver (secondary in U.S.) — Reimbursement for theft and collision damage on most rental vehicles when you decline the rental company's CDW and pay with the card; secondary to personal auto insurance in the U.S.
- Purchase protection — Covers eligible new purchases for 120 days (90 days for NY residents) against damage or theft, up to $500 per item.
- Extended warranty protection — Extends the manufacturer's U.S. warranty by one additional year on eligible warranties of three years or less (up to four years total).
- Trip delay reimbursement — Up to $500 per covered traveler for unreimbursed expenses such as meals and lodging when a common-carrier trip is delayed more than 12 hours or requires an overnight stay.
- Baggage delay insurance — Up to $100 a day for up to 5 days for essential purchases when checked baggage is delayed more than 6 hours.
- Lost luggage reimbursement — Up to $3,000 per covered traveler for checked or carry-on luggage that is lost or damaged (NY residents: $2,000 per bag, $10,000 per trip).
- Travel accident insurance — Up to $500,000 accidental death or dismemberment coverage when air, bus, train or cruise fare is charged to the card.
- Roadside dispatch (pay-per-use) — 24/7 dispatch for towing, jump starts, lockouts; service fees are billed to the card at the time of dispatch.
- Visa Signature Concierge — 24/7 complimentary concierge for dining, tickets and travel planning; cardmember pays for any goods or services.
- Chase Credit Journey — Free credit score and monitoring alerts.
Protections
| purchase protection | 120 days (90 days NY), up to $500 per item against damage or theft |
| extended warranty | +1 year on eligible U.S. manufacturer warranties of 3 years or less (up to 4 years total) |
| trip delay | Up to $500 per covered traveler when a common-carrier trip is delayed 12+ hours or requires an overnight stay |
| baggage delay | Up to $100/day for up to 5 days when checked baggage is delayed 6+ hours |
| lost luggage | Up to $3,000 per covered traveler (NY residents: $2,000 per bag, $10,000 per trip) |
| rental car | secondary |
| roadside | Roadside dispatch (service fees billed to the card at time of dispatch) |
| travel accident | Up to $500,000 accidental death or dismemberment (common carrier fare charged to the card) |
Notes
2026 change: a limited-time airline statement credit (up to $100; $50 per six-month window on $250+ spent directly with airlines) was announced for 2026 for existing cardmembers (Upgraded Points 2026-01-08; activation required for anyone who was a cardmember by 1/7/2026) and extended to new applicants approved 6/4/2026-12/31/2026 with windows running through 6/30/2027 (Chase page, Doctor of Credit, AwardWallet 2026-08-06). The airline credit is NOT offered on the Bold or Bountiful (Chase's Marriott comparison page shows it only under Boundless). Welcome offer as of 2026-06/08 is 4 Free Night Awards; the earlier 125,000 points + 1 Free Night Award offer is gone. Anniversary Free Night Award is up to 35,000 points per Chase's card page, marriott.chase.com/boundless/benefits and One Mile at a Time; US Credit Card Guide's summary says 50,000, which matches the sign-up-bonus certificates rather than the anniversary award, so 35,000 is used. Trip cancellation/interruption is not listed on Chase's benefits page. Points do not expire as long as you make a purchase on the card at least every 24 months. APR 19.24%-29.99% variable (Chase). Chase 5/24 applies. Bonus restrictions (Chase): not available if you currently hold, or received a new-cardmember bonus in the last 24 months on, the specified Chase Marriott cards; also blocked if in the last 30 days you held the Marriott Bonvoy Amex, in the last 90 days were approved for the Marriott Bonvoy Business/Brilliant/Bevy Amex, or in the last 24 months received a new-cardmember or upgrade bonus on those Amex cards. Elite Night Credits post from only one Marriott personal card even if you hold several.
Verified 2026-09-08 · confidence high · sources: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11