Ink Business Preferred

Earning

Right column: value per $ at travel valuation (2.05¢/pt). 1¢ cash. Travel value assumes transfers (Hyatt, airlines) via a Sapphire/Ink Preferred; Freedom/Ink Cash points alone are worth 1¢ unless pooled. Points Boost on Chase Travel up to ~1.5-2¢ on select bookings.

Credits

• $10 DoorDash non-restaurant monthly credit /month · medium to use · enrollment required
  $10 off one qualifying non-restaurant DoorDash order (grocery, convenience, retail) each calendar month while enrolled in the complimentary DashPass membership activated with the card by 12/31/2027. Applies to subtotal only; does not roll over. Must pay with the Ink Preferred at checkout; only one Chase card can be enrolled per DoorDash account.

Benefits

• No foreign transaction fees — Foreign transaction fee: None (pricing & terms).
• Ultimate Rewards transfer partners — 1:1 transfers to Aer Lingus, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways, Iberia, JetBlue, Singapore KrisFlyer, Southwest, United, Virgin Atlantic, IHG One Rewards, Marriott Bonvoy, Wyndham. World of Hyatt drops to 4:3 - immediately for accounts approved on/after June 15, 2026, and from October 1, 2026 for existing cardholders (Sapphire Reserve keeps 1:1).
• Points Boost on Chase Travel — Base redemption 1 cent/point (the fixed 1.25 cpp bonus ended June 2025). Points Boost gives up to 1.5 cpp on select top-booked hotels/flights and up to 1.75 cpp on select premium-cabin fares through Chase Travel.
• Complimentary DashPass (12+ months) — At least 12 months of DoorDash DashPass for the cardholder and employee cardholders when activated with the card by 12/31/2027; unlocks the $10 monthly non-restaurant credit.
• Cell phone protection — Up to $1,000 per claim, $100 deductible, max 3 paid claims per 12 months, for damage/theft of phones listed on the monthly wireless bill paid with the card (covers employees' lines on the bill too).
• Auto rental collision damage waiver (primary for business rentals) — Up to $60,000 for theft/collision on rentals up to 31 days (vehicles with MSRP of $125,000 or less). Primary in the US when renting for business purposes; secondary for personal rentals in the US; primary outside the US. Decline the rental company's CDW/LDW.
• Trip cancellation / interruption insurance — Up to $5,000 per covered traveler, $10,000 per trip, $20,000 per 12-month period for non-refundable prepaid fares charged to the card.
• Trip delay reimbursement — Up to $500 per covered traveler per trip when a common carrier is delayed more than 12 hours or requires an overnight stay.
• Baggage delay insurance — $100/day for up to 5 days after a 6-hour checked-bag delay.
• Lost luggage reimbursement — Up to $3,000 per covered traveler per trip.
• Travel accident insurance — Up to $500,000 common carrier / $100,000 24-hour accidental death & dismemberment.
• Purchase protection — 120 days (90 for NY) against damage or theft; up to $10,000 per item, $50,000 per account.
• Extended warranty — +1 year on eligible U.S. manufacturer warranties of 3 years or less; up to $10,000 per item, $50,000 per calendar year.
• Roadside dispatch (pay-per-use) — 24/7 dispatch in the US and Canada; service fees are billed to the card.
• Free employee cards and business tools — Employee cards at no additional cost with individual spending limits; account alerts; quarterly reports; bookkeeping-software integration; referral bonus up to 200,000 points/yr (40,000 per approved Chase for Business referral). Points pooled from Ink Cash/Unlimited or Freedom cards become transferable here.

Protections

Notes

The transferable-points hub of the Chase business lineup: earns Ultimate Rewards that transfer 1:1 to most partners and can absorb points from Ink Cash/Unlimited and Freedom cards. All four 3x categories share a single $150,000 combined cap per account anniversary year, then 1x. Rental-car CDW is primary ONLY for business-purpose rentals in the US (secondary for personal US rentals; primary abroad) - filed as 'primary' per Chase's wording. 2026 changes: (1) Hyatt transfer ratio cut to 4:3 - announced 2026-06-10, effective immediately for accounts approved on/after 2026-06-15 and from 2026-10-01 for accounts approved before that date (Frequent Miler; Chase page: 'Starting October 1, 2026, your Ultimate Rewards points will transfer to World of Hyatt at a rate of 4:3'); Sapphire Reserve/Reserve for Business keep 1:1; (2) effective 2026-03-27 Chase cash-back redemptions can no longer be deposited to a non-Chase bank account (statement credit, Chase deposit, travel, gift cards remain); (3) Points Boost replaced the flat 1.25 cpp Chase Travel bonus in June 2025 - base is now 1 cpp with up to 1.5-1.75 cpp on select bookings; (4) DashPass 12+ months and $10/mo non-restaurant DoorDash credit, activate by 2027-12-31; (5) Lyft 5x extended through 2027-09-30. No lounge access, travel credit or Global Entry credit. Chase 5/24: business cards do not add to your count, but you must be under 5/24 to be approved (TPG). Pricing & terms (Sept 2026): purchase APR 17.74%-26.74% variable (no intro APR); balance transfer $5 or 5%; cash advance $15 or 5%; late/return payment $40. Guide to Benefits BGC10896 (Ink Business Premier and Ink Business Preferred, effective 10/01/24); Chase's CDN link on the product page was 404 on 2026-09-08, so numbers were read from a DansDeals mirror of the same PDF and cross-checked against Chase's product page, Frequent Miler and Upgraded Points.

Verified 2026-09-08 · confidence high · sources: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13