TD Bank · Mastercard · personal · Target Circle discount
TD Bank
Target Circle
MC
Seeded from model knowledge (mid-2026), not yet web-verified. Check issuer terms before relying on rates, credits, caps, or protections. Edit data.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
$50
sign-up bonus ≈ 50 cash after $50/2mo
Earning
| Target
5% off at Target and target.com (a discount at checkout, not cash back)
|
5% | 5% |
| Dining & restaurants
Mastercard/Visa version only: 2% dining and gas
|
2% | 2% |
| Gas stations
Mastercard/Visa version only
|
2% | 2% |
| Everything else | 1% | 1% |
Right column: value per $ at travel valuation (1¢/pt). 5% off at checkout.
Credits
None.
Benefits
- No foreign transaction fees
- Free 2-day shipping on target.com
- Extra 30 days for returns
- No annual fee
Protections
Notes
PARTIALLY WEB-VERIFIED 2026-09-08 against https://www.target.com/circlecard: 5% at Target, 2% dining/gas and 1% elsewhere on the Mastercard version, no annual fee, $50 bonus confirmed. Protections and any items not listed there are still from model knowledge. The store-card version earns only the 5% at Target.
Verified 2026-09-08 · confidence medium · sources: 1