American Express · American Express · personal · closed to new · Amex Membership Rewards
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
2.7%
foreign txn fee
$0
credits/yr realistic ($0 face)
$200
sign-up bonus ≈ 10000 points after $2,000/3mo
Earning
| Groceries (supermarkets)
U.S. supermarkets
up to $6,000/year, then 1x
|
2x | 4% |
| Amex Travel portal (Issuer travel portal) | 2x | 4% |
| Everything else | 1x | 2% |
Right column: value per $ at travel valuation (2¢/pt). Statement credit ~0.6¢ (1.1¢ via Schwab Platinum). Travel value assumes airline transfers.
Credits
None.
Benefits
- 20% points bonus when you make 20+ purchases in a billing period
- Transfers to Amex partners
- No annual fee
Protections
| purchase protection | 90 days, up to $1,000 per occurrence |
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/amex-everyday-credit-card/: $0, 2x U.S. supermarkets to $6k, 2x Amex Travel prepaid car rentals, 20% bonus with 20+ transactions, 2.7% FTF; closed to new applicants since Sept 2024 (Bankrate, Aug 3 2026). Protections still from model knowledge. May no longer be marketed to new applicants; existing cardholders keep it.