Bank of America · Visa · personal · Cash back
Bank of America
Unlimited Cash Rewards
VISA
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
3%
foreign txn fee
$0
credits/yr realistic ($0 face)
$250
sign-up bonus ≈ 250 cash after $1,000/3mo
Earning
| Everything else | 1.5% | 1.5% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- 0% intro APR 15 months
- No annual fee
- Preferred Rewards boost: Member +10% (1.65%), Preferred Plus ($30k) +25%, Preferred Honors ($100k) +50%, Premier ($1M) +75% (2.625%) — per TPG Aug 2026
Protections
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://thepointsguy.com/credit-cards/reviews/bank-of-america-unlimited-cash-rewards-review/: $0 fee, 1.5% everything, Preferred Rewards tiers Member/Preferred Plus/Preferred Honors/Premier = +10/25/50/75%, $250 after $1,000, FTF charged (TPG, Aug 22 2026). Protections still from model knowledge.