Bank of America · Visa · personal · Bank of America Points
Bank of America
Travel Rewards
VISA
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
$250
sign-up bonus ≈ 25000 points after $1,000/3mo
Earning
| Issuer travel portal
Bank of America Travel Center bookings
|
3x | 3% |
| Everything else | 1.5x | 1.5% |
Right column: value per $ at travel valuation (1¢/pt). 1¢ toward travel/dining statement credits (Travel Rewards) or cash (Premium Rewards).
Credits
None.
Benefits
- No foreign transaction fees
- Points redeem for travel and dining statement credits at 1 cent
- 0% intro APR 15 months
- No annual fee
- Preferred Rewards boost: Member +10%, Preferred Plus ($30k) +25%, Preferred Honors ($100k) +50%, Premier ($1M) +75%
Protections
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/bank-of-america-travel-rewards-credit-card/: $0, 1.5x everything, 3x BofA Travel Center, Preferred Rewards tiers Member/Plus/Honors/Premier, 25k after $1k, no FTF (Bankrate, Aug 3 2026). Protections still from model knowledge.