Navy Federal · Visa · personal · Cash back
Seeded from model knowledge (mid-2026), not yet web-verified. Check issuer terms before relying on rates, credits, caps, or protections. Edit data.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
$250
sign-up bonus ≈ 250 cash after $2,500/3mo
Earning
| Everything else
1.5% cash back; 2% with a credit limit of $5,000+ (per navyfederal.org, Sept 2026)
|
1.5% | 1.5% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- Membership required (military, veterans, DoD, family)
- No annual fee
Protections
| rental car | secondary |
Notes
PARTIALLY WEB-VERIFIED 2026-09-08 against https://www.navyfederal.org/loans-cards/credit-cards.html: 1.5%-2% cash back and $0 fee confirmed (2% tier depends on credit limit per the page). Protections and any items not listed there are still from model knowledge.