Capital One · Visa · business · closed to new · Capital One Miles
Capital One
Spark Miles for Business
VISA
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$95
annual fee · $0 the first year
0%
foreign txn fee
$30
credits/yr realistic ($30 face)
$925
sign-up bonus ≈ 50000 miles after $4,500/3mo
Earning
| Capital One Travel portal (Issuer travel portal) | 5x | 9.25% |
| Everything else | 2x | 3.7% |
Right column: value per $ at travel valuation (1.85¢/pt). 0.5¢ cash; 1¢ against travel purchases; ~1.85¢ via transfer partners.
Credits
- $120 Global Entry / TSA PreCheck /every 4 years · easy to use · enrollment requiredFee reimbursement
Benefits
- No foreign transaction fees
- Transfers to 15+ partners
Protections
| extended warranty | +1 year on warranties of 3 years or less |
| rental car | secondary |
| travel accident | Up to $250,000 |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/capital-one-spark-miles-for-business/: $0 then $95, 2x everything, 5x Capital One Business Travel hotels/cars, $120 GE/TSA, no FTF; no longer available to new customers (Bankrate, Feb 17 2026). Protections still from model knowledge.