American Express · American Express · business · Cash back
American Express
Blue Business Cash
AMEX
Seeded from model knowledge (mid-2026), not yet web-verified. Check issuer terms before relying on rates, credits, caps, or protections. Edit data.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
2.7%
foreign txn fee
$0
credits/yr realistic ($0 face)
$250
sign-up bonus ≈ 250 cash after $3,000/3mo
Earning
| Everything else
2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, then 1%
up to $50,000/year, then 1%
|
2% | 2% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- 0% intro APR on purchases for 12 months — 0% on purchases for 12 months from account opening, then 16.74%-28.49% variable (Bankrate, Aug 2026).
- Expanded Buying Power — Spend beyond your credit limit with no over-limit fee; amount is not unlimited and is approved case by case based on payment history, credit record and financial resources.
- No annual fee
Protections
| purchase protection | 90 days, up to $1,000 per occurrence |
| extended warranty | +1 year |
| rental car | secondary |
Notes
Cash back is credited automatically to the statement. 2% applies to the first $50,000 of purchases per calendar year, then 1%; the cap is a spend cap. 2.7% foreign transaction fee. Car rental loss and damage insurance is Amex's standard secondary coverage. Web-verified 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/american-express-blue-business-cash-card/.
Verified 2026-09-08 · confidence medium · sources: 1, 2, 3, 4