American Express · American Express · business · Marriott Bonvoy
American Express
Marriott Bonvoy Business
AMEX
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$125
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
$1,062
sign-up bonus ≈ 125000 points after $9,000/6mo
Earning
| Marriott (Hotels (booked direct)) | 6x | 5.1% |
| Dining & restaurants
Restaurants worldwide
|
4x | 3.4% |
| Gas stations
U.S. gas stations
|
4x | 3.4% |
| Phone, internet, cable
Wireless telephone services purchased directly from U.S. providers
|
4x | 3.4% |
| Shipping
U.S. shipping
|
4x | 3.4% |
| Everything else | 2x | 1.7% |
Right column: value per $ at travel valuation (0.85¢/pt).
Credits
None.
Benefits
- No foreign transaction fees
- Marriott Bonvoy Gold Elite + 15 elite night credits
- 7% discount on eligible Marriott bookings
- Annual Free Night Award (up to 35,000 pts) after renewal; a second after $60,000 spend in a calendar year
Protections
| purchase protection | 90 days, up to $1,000 per occurrence |
| extended warranty | +1 year |
| lost luggage | Up to $1,250 carry-on |
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/marriott-bonvoy-business-american-express-card/: $125, 6x Marriott, 4x restaurants/U.S. gas/wireless/shipping, 2x else, 35k free night (+1 at $60k), Gold Elite, 7% off bookings, 125k bonus, no FTF (Bankrate, Jul 16 2026). Protections still from model knowledge.