U.S. Bank Altitude Reserve Visa Infinite Card

U.S. Bank · Visa · personal · closed to new · U.S. Bank Altitude Points

U.S. Bank Altitude Reserve VISA

Seeded from model knowledge (mid-2026), not yet web-verified. Check issuer terms before relying on rates, credits, caps, or protections. Edit data.
Review the linked sources below for offer details and eligibility.

$400

annual fee

foreign txn fee

$220

credits/yr realistic ($350 face)

Earning

Issuer travel portal Since Dec 15, 2025: 10 points per $1 on prepaid car and hotel reservations booked through the U.S. Bank Travel Center; prepaid flights booked through the Travel Center earn 5x (was 5x hotels/cars before the change) requires booked via portal	10x	15%
Travel (general) Purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies	3x	4.5%
Mobile wallet in-store Apple Pay, Google Wallet, Samsung Pay: 3x on the first $5,000 of mobile wallet transactions each billing cycle, then 1x (cap added Dec 15, 2025; cap_period 'month' = one billing cycle) up to $5,000/month, then 1x	3x	4.5%
Everything else	1x	1.5%

Right column: value per $ at travel valuation (1.5¢/pt). 1¢ cash; 1.5¢ on travel via Real-Time Rewards (Altitude Reserve). No transfer partners.

Credits

$325 Travel Center credit /anniversary · medium to use
Up to $325 in automatic statement credits per cardmember year; since Dec 15, 2025 only travel booked through the U.S. Bank Travel Center qualifies (previously any travel or dining purchase)
$100 Global Entry / TSA PreCheck /every 4 years · easy to use
Up to $100 statement credit for the application fee once every 4 years when paid with the card

Benefits

No foreign transaction fees
Priority Pass Select (4 free visits + 4 guest visits per membership year) — First four cardholder visits and four accompanying-guest visits waived each membership year, then $27 per person per visit.
Global Entry / TSA PreCheck fee credit (up to $100 every 4 years)
12 free Gogo inflight Wi-Fi passes — Legacy launch benefit; not re-verified in 2026 — confirm before relying on it.
5% discount on gift card redemptions — Added with the Dec 15, 2025 program changes.

Protections

purchase protection	Up to $10,000 per claim
extended warranty	+1 year
trip cancellation	Up to $2,000
trip delay	Up to $500
rental car	primary
travel accident	Up to $1,000,000

Notes

Closed to new applicants since Nov 11, 2024; existing cardholders keep the card ($400 annual fee). Negative changes effective Dec 15, 2025: points now worth 1 cent (was 1.5 cents) when redeemed for travel or via Real-Time Rewards, so 3x travel/mobile wallet = ~3% back; the $325 annual credit now applies only to bookings through the U.S. Bank Travel Center (previously any travel or dining purchase); mobile wallet 3x capped at $5,000 per billing cycle then 1x; new 10x on prepaid hotels/cars and 5x on prepaid flights booked through the Travel Center; 5% discount on gift card redemptions. A 'Coming Soon: Points Transfer Feature' banner promised airline/hotel transfer partners but was removed May 11, 2026 with no partners ever going live. Statement credit redemptions remain 1 cent per point. Web-verified 2026-09-08 against https://rewards.usbank.com/benefits/card/AltitudeReserveBenefits/program-rules (earn rates) and https://www.doctorofcredit.com/u-s-bank-to-make-negative-changes-to-u-s-bank-altitude-reserve-travel-transfers-1%c2%a2-per-point-instead-of-1-5%c2%a2/ (credit and redemption changes).

Verified 2026-09-08 · confidence medium · sources: 1, 2, 3, 4, 5