Wells Fargo · Visa · personal · Cash back
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
3%
foreign txn fee
$0
credits/yr realistic ($0 face)
$100
sign-up bonus ≈ 100 cash after $500/3mo
Earning
| Everything else | 2% | 2% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- Cell phone protection — Up to $600 per claim, 2 claims/yr, $25 deductible; pay the bill with the card
- 0% intro APR 12 months
- No annual fee
Protections
| rental car | secondary |
| cell phone | Up to $600 per claim, 2 claims/yr, $25 deductible |
| travel accident | Up to $1,000,000 |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/wells-fargo-active-cash-card/: $0 fee, unlimited 2%, cell phone protection $600/claim (2/yr, $25 deductible), $100 after $500, 3% FTF (Bankrate, Sep 1 2026). Protections still from model knowledge.