Citi · Mastercard · personal · Citi ThankYou Points
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
3%
foreign txn fee
$0
credits/yr realistic ($0 face)
$200
sign-up bonus ≈ 200 cash after $1,500/6mo
Earning
| Citi Travel portal (Issuer travel portal)
requires hotels, car rentals and attractions booked on Citi Travel
|
5% | 5% |
| Everything else
1% when you buy + 1% as you pay
|
2% | 2% |
Right column: value per $ at travel valuation (1¢/pt — transfer value 1.7¢ needs a card that unlocks transfers). 1¢ cash. Full transfer partners need a Strata Premier / Strata Elite; the no-fee Strata transfers to a subset incl. American; Double Cash/Custom Cash alone transfer only to Choice, Wyndham, JetBlue.
Credits
None.
Benefits
- ThankYou points transfer to select partners (Choice, Wyndham, JetBlue; full list with a Strata Premier)
- 0% intro APR on balance transfers 18 months
- No annual fee
Protections
| rental car | none |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/citi-double-cash-card/: 2% (1%+1%), 5% Citi Travel hotels/cars/attractions, $200 after $1,500/6mo, 3% FTF (Bankrate, Feb 5 2026). Protections still from model knowledge.