Bank of America · Visa · personal · Air France-KLM Flying Blue
Review the linked sources below for offer details and eligibility.
Earning
| Airfare (booked direct)
Issuer: 'eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases'
|
3x | 3.6% |
| Dining & restaurants
Issuer: 'eligible dining purchases' (added with the Jan 2026 card refresh)
|
3x | 3.6% |
| Everything else | 1.5x | 1.8% |
Right column: value per $ at travel valuation (1.2¢/pt).
Credits
None.
Benefits
- No foreign transaction fees
- 5,000 bonus miles each account anniversary after $50+ spend in the prior cardmember year
- 20 XP each anniversary; +80 XP after $15,000 annual spend; +60 more XP (160 XP total) after $25,000 annual spend — Experience Points count toward Flying Blue Silver/Gold/Platinum status. 100 XP also comes with the sign-up bonus.
- Visa Signature benefits — Card converted from World Elite Mastercard to Visa Signature at the end of March 2026; Mastercard-specific perks no longer apply.
Protections
| rental car | secondary |
Notes
Renamed/converted: formerly the Air France KLM World Elite Mastercard; Bank of America converted the product to Visa Signature at the end of March 2026 (slug retained). Jan 2026 refresh added 3x dining and tiered annual XP bonuses ($15k -> +80 XP, $25k -> +60 XP more). World Elite Mastercard perks such as cell phone protection no longer apply after the Visa conversion. Web-verified 2026-09-08 against https://www.bankofamerica.com/credit-cards/ (issuer hub; product page /credit-cards/products/air-france-credit-card/ was returning 'temporarily unavailable'), plus Doctor of Credit (2026-07-22) and The Points Guy (2026-01-22).
Verified 2026-09-08 · confidence high · sources: 1, 2, 3, 4, 5