Capital One · Visa · business · Cash back
Capital One
Spark Cash Select
VISA
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
$750
sign-up bonus ≈ 750 cash after $6,000/3mo
Earning
| Capital One Travel portal (Issuer travel portal) | 5% | 5% |
| Everything else | 1.5% | 1.5% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- No annual fee
Protections
| extended warranty | +1 year on warranties of 3 years or less |
| rental car | secondary |
| travel accident | Up to $250,000 |
Notes
WEB-VERIFIED 2026-09-08 against https://www.capitalone.com/small-business/credit-cards/spark-cash-select/: $0, 1.5% everything, 5% Business Travel hotels/cars, $750 after $6k, no FTF (capitalone.com). Protections still from model knowledge.