Bilt (Column N.A.) · Mastercard · personal · Bilt Points
Bilt (Column N.A.)
Bilt Blue
MC
Web-verified 2026-06-01.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
Earning
| Bilt Travel portal (Issuer travel portal)
3x hotels through Bilt Travel; flights through Bilt Travel earn 2x
|
3x | 6.15% |
| Lyft (Rideshare) | 3x | 6.15% |
| Rent
Up to 1.25x on rent, mortgage and HOA with the housing-only rewards option; no transaction fee
|
1x | 2.05% |
| Mortgage
Same as rent
|
1x | 2.05% |
| Dining & restaurants
Up to 4x at Bilt dining partners (Bilt Neighborhood restaurants); other dining 1x
|
1x | 2.05% |
| Everything else | 1x | 2.05% |
Right column: value per $ at travel valuation (2.05¢/pt). Cash out ~0.55¢; 1.25¢ on Bilt Travel; ~2¢ via Hyatt / airline transfers.
Credits
None.
Benefits
- No foreign transaction fees
- Bilt transfer partners (Hyatt, airlines)
- Earn on housing with no transaction fee
- No annual fee
Protections
| purchase protection | Purchase assurance (limits not shown) |
| trip cancellation | Trip cancellation and interruption protection (limits not shown) |
| trip delay | Trip delay reimbursement (limits not shown) |
| rental car | secondary |
| cell phone | Cellular wireless telephone protection (limits not shown) |
Notes
From bilt.com/card fetched 2026-09-08 (issuer/network, protections, FTF and welcome bonus not shown on that page — Mastercard issued by Column N.A. per bilt.com/card/palladium). Housing (rent/mortgage/HOA) earns up to 1.25x with the housing-only rewards option and has no transaction fee. bilt.com/card/blue (2026-09-08): World Elite Mastercard, $0 fee, no FTF, MasterRental coverage, trip cancellation/delay, purchase assurance, cell phone protection; 10% intro APR 12 cycles.