Chase · Visa · personal · Amazon Rewards Points
Review the linked sources below for offer details and eligibility.
Earning
| Amazon.com
Issuer wording: 'Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases'. Amazon.com includes digital downloads, Amazon.com gift cards, Amazon Fresh orders (online or in-store), Prime subscriptions and third-party marketplace items; also Audible.com and other participating Amazon sites listed at Amazon.com/primevisa/benefits. NOT earned on Amazon Pay at third-party merchants, international Amazon sites, or Whole Foods bought via Instacart/Shipt.
requires Eligible Prime membership loaded on the Amazon.com account (earns 3% without Prime)
|
5x | 5% |
| Whole Foods Market
Any U.S. Whole Foods Market store and wholefoodsmarket.com. Excludes Whole Foods purchases through Instacart/Shipt/Eventbrite, online Whole Foods gift cards, and certain in-store third-party vendors.
requires Eligible Prime membership loaded on the Amazon.com account (earns 3% without Prime)
|
5x | 5% |
| Chase Travel portal (Issuer travel portal)
Issuer wording: 'on Chase Travel purchases' (chasetravel.com / chase.com/amazon). Not earned on FROSCH bookings or travel booked directly with airlines, hotels, car rentals or cruises (those earn 1%). Only the portion paid with the card (not points) earns.
requires Eligible Prime membership loaded on the Amazon.com account (earns 3% without Prime)
|
5x | 5% |
| Gas stations
Issuer wording: 'gas stations'.
|
2x | 2% |
| Dining & restaurants
Issuer wording: 'restaurants'.
|
2x | 2% |
| Transit
Issuer wording: 'local transit and commuting (including rideshare)' - passenger trains, buses, taxis, limousines, rideshare, ferries, tolls, parking lots/garages. Excludes airlines, hotels, car rental, cruises, travel agencies, bike/scooter rentals and car sharing.
|
2x | 2% |
| Everything else
Issuer wording: 'all other purchases'. Purchases using Amazon's promotional/Equal Pay financing earn no rewards.
|
1x | 1% |
Right column: value per $ at travel valuation (1¢/pt). 1¢ at Amazon or as cash.
Credits
None.
Benefits
- No annual fee — Annual fee: None (Chase pricing & terms).
- No foreign transaction fees — Foreign transaction fee: None.
- Prime Card Bonus: 10% back or more on rotating Amazon.com items — Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com (limited-time, exclusions apply).
- Amazon Day / No-Rush delivery bonus — Promotional: choose Amazon Day or No-Rush delivery at checkout on eligible items to earn an extra 1% (6% total) with Prime; boosted to 7-8% total around Prime Day / Prime Big Deal Days. Changing the shipping speed later forfeits it.
- Auto rental collision damage waiver (secondary) — Theft/collision reimbursement up to $60,000 on rentals up to 31 days; secondary in the US (primary only if you have no auto insurance), primary outside the US. Decline the rental company's CDW/LDW.
- Purchase protection — 120 days, $500 per item, $50,000 per account.
- Extended warranty — +1 year on eligible U.S. warranties of 3 years or less; $10,000 per item, $50,000 per account.
- Travel accident insurance — Up to $500,000 common-carrier AD&D when the fare is charged to the card.
- Baggage delay insurance — $100/day up to 3 days after a 6-hour delay.
- Lost luggage reimbursement — Up to $3,000 per covered traveler per trip.
- Roadside dispatch (pay-per-use) — 24/7 dispatch in the US and Canada; you pay a pre-negotiated per-service fee.
- Travel and emergency assistance — Referral/coordination service (you pay for any services rendered).
- Daily rewards posting — Rewards post daily (Sun-Fri) and are redeemable the same day; 100 points = $1 at Amazon.com checkout, cash back, gift cards, or Chase travel. Points do not expire while the account is open.
Protections
| purchase protection | 120 days (90 for NY), up to $500 per item / $50,000 per account; secondary to other insurance |
| extended warranty | +1 year on U.S. manufacturer warranties of 3 years or less (max 4 years total); up to $10,000 per item / $50,000 per account |
| baggage delay | Up to $100/day for up to 3 days after a 6-hour checked-bag delay |
| lost luggage | Up to $3,000 per covered traveler per trip (NY: $2,000/bag, $10,000/trip); $500 sub-limits for jewelry and electronics |
| rental car | secondary |
| roadside | Roadside dispatch, pay-per-use (24/7 US & Canada; tow up to 5 miles, jump, lockout, fuel delivery) |
| travel accident | Up to $500,000 common carrier / $100,000 24-hour accidental death & dismemberment |
Notes
Formerly 'Amazon Prime Rewards Visa Signature Card'; renamed Prime Visa on 2023-05-01 when Chase added 5% on Chase Travel and 2% on local transit/commuting (incl. rideshare) and moved rewards posting from monthly to daily. Earn structure unchanged through Sept 2026 (verified on Chase's page). Rewards are '% back' tracked as points: 100 points = $1, redeemable at Amazon.com checkout, as cash back/statement credit, gift cards, or Chase travel; no expiration while open. The 5% tier is tied to the Amazon.com account the card is loaded in: if that account loses Prime, or the card is loaded into multiple/other Amazon accounts, it drops to 3% until you confirm the card under Manage Payment Options. 5% is NOT earned via Amazon Pay at third-party sites, on international Amazon sites, or on travel booked direct with airlines/hotels (only via Chase Travel). Prime-only extras: 10%+ back on a rotating selection of Amazon.com items, and promotional +1% (6% total) for Amazon Day / No-Rush delivery. Targeted chase.com/mybonus offers ran Jul 1 - Sep 30, 2026 (5-9% at grocery/gas/restaurants on up to $1,000). Reported not subject to Chase 5/24. Balance transfer and cash advance fee: $5 or 4%. APR 18.74%-27.49% variable (pricing & terms). Amazon Fresh in-store and Audible.com purchases earn the 5% tier but have no dedicated taxonomy key; filed under the amazon entry.
Verified 2026-09-07 · confidence high · sources: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15