Citi · Mastercard · personal · Citi ThankYou Points
Seeded from model knowledge (mid-2026), not yet web-verified. Check issuer terms before relying on rates, credits, caps, or protections. Edit data.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
3%
foreign txn fee
$0
credits/yr realistic ($0 face)
Earning
| Citi Travel portal (Issuer travel portal)
Hotels, car rentals and attractions on cititravel.com
|
5x | 8.5% |
| Groceries (supermarkets)
Supermarkets
|
3x | 5.1% |
| Transit
Select transit
|
3x | 5.1% |
| Gas stations | 3x | 5.1% |
| EV charging | 3x | 5.1% |
| Dining & restaurants | 2x | 3.4% |
| Everything else | 1x | 1.7% |
| Choose 1: Gyms & fitness, Streaming services, Entertainment, Pet stores & vets
Self-select 3x category, changeable quarterly: fitness clubs, select streaming (default), live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores |
3x |
Right column: value per $ at travel valuation (1.7¢/pt). 1¢ cash. Full transfer partners need a Strata Premier / Strata Elite; the no-fee Strata transfers to a subset incl. American; Double Cash/Custom Cash alone transfer only to Choice, Wyndham, JetBlue.
Credits
None.
Benefits
- Transfers to American AAdvantage, JetBlue, Virgin Atlantic, Cathay, EVA Air, Choice, Leading Hotels of the World (1,000-point minimum)
- No annual fee
Protections
| rental car | none |
Notes
From citi.com (fetched 2026-09-08). FTF percentage and welcome offer did not render — FTF assumed 3%, verify.
Verified 2026-06-01 · confidence medium · sources: 1