American Express · American Express · personal · Marriott Bonvoy
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$650
annual fee
0%
foreign txn fee
$360
credits/yr realistic ($430 face)
$1,275
sign-up bonus ≈ 150000 points after $6,000/6mo
Earning
| Marriott (Hotels (booked direct)) | 6x | 5.1% |
| Dining & restaurants
Restaurants worldwide
|
3x | 2.55% |
| Airfare (booked direct)
Booked directly with airlines
|
3x | 2.55% |
| Everything else | 2x | 1.7% |
Right column: value per $ at travel valuation (0.85¢/pt).
Credits
- $300 Dining credit /year · easy to use · enrollment required$25/month at restaurants worldwide
- $100 Ritz-Carlton / St. Regis property credit /year · hard to use$100 on 2+ night paid stays at Ritz-Carlton or St. Regis booked via the card site
- $120 Global Entry / TSA PreCheck /every 4 years · easy to use · enrollment requiredFee reimbursement
Benefits
- No foreign transaction fees
- Marriott Bonvoy Platinum Elite + 25 elite night credits
- Annual Free Night Award (up to 85,000 pts)
- Priority Pass Select
Protections
| purchase protection | 90 days, up to $10,000 per occurrence |
| extended warranty | +1 year |
| trip cancellation | Up to $10,000 per trip |
| trip delay | Up to $500 per trip after 6 hours |
| lost luggage | Up to $3,000 |
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://thepointsguy.com/credit-cards/reviews/marriott-bonvoy-brilliant-amex-card-review/: $650, 6x Marriott, 3x restaurants and flights direct, 2x else, $25/mo dining credit, $100 Ritz/St. Regis property credit, $120 GE, 85k free night (top-up to 110k), Platinum Elite + 25 nights, Priority Pass with 2 guests (TPG, Aug 8 2026). Protections still from model knowledge.