Chase Sapphire Reserve for Business

Earning

Right column: value per $ at travel valuation (2.05¢/pt). 1¢ cash. Travel value assumes transfers (Hyatt, airlines) via a Sapphire/Ink Preferred; Freedom/Ink Cash points alone are worth 1¢ unless pooled. Points Boost on Chase Travel up to ~1.5-2¢ on select bookings.

Credits

• $300 Annual travel credit /anniversary · easy to use
  Up to $300 in statement credits on travel purchases each account anniversary year
• $500 The Edit hotel credit /year · hard to use
  Up to $500 per calendar year (up to $250 per transaction, 2-night minimum) on prepaid The Edit stays booked through Chase Travel
• $250 Select Chase Travel hotels credit /year · hard to use
  Through 12/31/26 only: up to $250 on prepaid 2-night-minimum stays at select Chase Travel hotels (IHG, Montage, Pendry, Omni, Virgin, Minor, Pan Pacific)
• $200 Google Workspace credit /year · medium to use
  Up to $200 in statement credits each calendar year on purchases made directly with Google Workspace, through 12/31/27
• $200 ZipRecruiter credit /semiannual · hard to use
  Up to $200 Jan-Jun and up to $200 Jul-Dec on ZipRecruiter purchases, through 12/31/27
• $50 Giftcards.com credit /semiannual · easy to use
  Up to $50 Jan-Jun and up to $50 Jul-Dec on curated gift cards at reservebusiness.giftcards.com, through 10/31/28
• $10 Lyft credit /month · medium to use · enrollment required
  Up to $10 in monthly Lyft in-app credits (up to $120/yr) through 9/30/27; link the card in the Lyft app
• $5 DoorDash restaurant promo /month · easy to use · enrollment required
  $5 monthly DoorDash promo on restaurant orders through 12/31/27; requires activating complimentary DashPass by 12/31/27. Doctor of Credit (9/1/26) reports this becomes a $15 any-order credit from 10/1/26, presumably on the business card too (unconfirmed)
• $20 DoorDash grocery/retail promos /month · medium to use · enrollment required
  Two $10 monthly DoorDash promos on grocery/retail (non-restaurant) orders through 12/31/27; requires DashPass activation
• $120 Global Entry / TSA PreCheck / NEXUS /every 4 years · easy to use
  One statement credit of up to $120 every four years for the application fee

Benefits

• No foreign transaction fees
• Chase Sapphire Lounge by The Club + Priority Pass Select — Primary cardmember plus up to two guests; 1,300+ Priority Pass lounges. Employee cardmembers are excluded (may enter as guests).
• Air Canada Maple Leaf Lounges and Cafes — U.S., Canada and Europe with a same-day Star Alliance boarding pass, plus one guest
• 1:1 transfers to Chase airline and hotel partners
• Points Boost: up to 2x value on select flights and hotels via Chase Travel — Promotional, subject to refresh
• IHG One Rewards Platinum Elite through 12/31/27 — Link your IHG account; Diamond Elite after $120,000 calendar-year spend
• $120,000 calendar-year spend unlocks: $500 Southwest Chase Travel credit, $500 The Shops at Chase credit, IHG Diamond Elite, World of Hyatt Explorist, Southwest A-List — Benefits run for the rest of the earning year plus the following year
• DoorDash DashPass (activate by 12/31/27)
• Access to Sapphire Reserve Exclusive Tables on OpenTable (Visa Dining Collection) — Access only; the business card has no dining statement credit
• Visa Infinite Concierge
• Primary auto rental coverage when renting for business purposes — Up to $75,000 for theft and collision, U.S. and abroad
• Cell phone protection — Up to $1,000 per claim, $100 deductible, max 3 claims per 12 months
• Emergency evacuation up to $100,000
• Emergency medical/dental up to $2,500 ($50 deductible)
• Return protection — Up to $500 per item, $1,000 per 12 months
• Employee cards at no additional cost; pay-in-full card with Flex for Business

Protections

Notes

Business card. Purchases that qualify for statement credits do not earn points. 5x Lyft through 9/30/27. The $300 travel credit runs on the account anniversary year; The Edit, Google Workspace, ZipRecruiter and Giftcards.com credits run on calendar-year / Jan-Jun / Jul-Dec cycles. Unlike the personal Sapphire Reserve, the business card has NO StubHub/viagogo, Exclusive Tables dining, Apple TV+/Apple Music or Peloton credits; it gets Google Workspace, ZipRecruiter and Giftcards.com credits instead (all end 12/31/27 or 10/31/28). Rental car coverage is primary only when renting for business purposes. Employee cardmembers get no lounge access. Doctor of Credit (9/1/26) reports the $5 DoorDash restaurant promo becomes a $15 any-order credit on 10/1/26, presumably including the business card; not yet confirmed by Chase. Web-verified 2026-09-08 against https://creditcards.chase.com/business-credit-cards/sapphire/reserve.

Verified 2026-09-08 · confidence high · sources: 1, 2, 3, 4