Chase · Visa · personal · Amazon Rewards Points
Review the linked sources below for offer details and eligibility.
Earning
| Amazon.com
Issuer wording: 'Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases'. Amazon.com includes digital downloads, Amazon.com gift cards, Amazon Fresh orders (online or in-store), Prime subscriptions and third-party marketplace items; also Audible.com and other participating Amazon sites listed at Amazon.com/amazonvisa/benefits. NOT earned on Amazon Pay at third-party merchants, international Amazon sites, or Whole Foods bought via Instacart/Shipt.
|
3x | 3% |
| Whole Foods Market
Any U.S. Whole Foods Market store and wholefoodsmarket.com. Excludes Whole Foods purchases through Instacart/Shipt/Eventbrite, online Whole Foods gift cards, and certain in-store third-party vendors.
|
3x | 3% |
| Chase Travel portal (Issuer travel portal)
Issuer wording: 'on Chase Travel purchases' (chasetravel.com / chase.com/amazon). Not earned on FROSCH bookings or travel booked directly with airlines, hotels, car rentals or cruises (those earn 1%). Only the portion paid with the card (not points) earns.
|
3x | 3% |
| Gas stations
Issuer wording: 'gas stations'.
|
2x | 2% |
| Dining & restaurants
Issuer wording: 'restaurants'.
|
2x | 2% |
| Transit
Issuer wording: 'local transit and commuting (including rideshare)' - passenger trains, buses, taxis, limousines, rideshare, ferries, tolls, parking lots/garages. Excludes airlines, hotels, car rental, cruises, travel agencies, bike/scooter rentals and car sharing.
|
2x | 2% |
| Everything else
Issuer wording: 'all other purchases'. Purchases using Amazon's promotional/Equal Pay financing earn no rewards.
|
1x | 1% |
Right column: value per $ at travel valuation (1¢/pt). 1¢ at Amazon or as cash.
Credits
None.
Benefits
- No annual fee — Annual fee: None (Chase pricing & terms).
- No foreign transaction fees — Foreign transaction fee: None.
- Auto rental collision damage waiver (secondary) — Theft/collision reimbursement up to $60,000 on rentals up to 31 days; secondary in the US (primary only if you have no auto insurance), primary outside the US. Decline the rental company's CDW/LDW.
- Purchase protection — 120 days, $500 per item, $50,000 per account.
- Extended warranty — +1 year on eligible U.S. warranties of 3 years or less; $10,000 per item, $50,000 per account.
- Travel accident insurance — Up to $500,000 common-carrier AD&D when the fare is charged to the card.
- Baggage delay insurance — $100/day up to 3 days after a 6-hour delay.
- Lost luggage reimbursement — Up to $3,000 per covered traveler per trip.
- Roadside dispatch (pay-per-use) — 24/7 dispatch in the US and Canada; you pay a pre-negotiated per-service fee.
- Travel and emergency assistance — Referral/coordination service (you pay for any services rendered).
- Daily rewards posting — Rewards post daily (Sun-Fri) and are redeemable the same day; 100 points = $1 at Amazon.com checkout, cash back, gift cards, or Chase travel. Points do not expire while the account is open.
Protections
| purchase protection | 120 days (90 for NY), up to $500 per item / $50,000 per account; secondary to other insurance |
| extended warranty | +1 year on U.S. manufacturer warranties of 3 years or less (max 4 years total); up to $10,000 per item / $50,000 per account |
| baggage delay | Up to $100/day for up to 3 days after a 6-hour checked-bag delay |
| lost luggage | Up to $3,000 per covered traveler per trip (NY: $2,000/bag, $10,000/trip); $500 sub-limits for jewelry and electronics |
| rental car | secondary |
| roadside | Roadside dispatch, pay-per-use (24/7 US & Canada; tow up to 5 miles, jump, lockout, fuel delivery) |
| travel accident | Up to $500,000 common carrier / $100,000 24-hour accidental death & dismemberment |
Notes
Formerly 'Amazon Rewards Visa Signature Card'; renamed Amazon Visa on 2023-05-01 when Chase added 3% on Chase Travel and 2% on local transit/commuting (incl. rideshare) and moved rewards posting to daily. Earn structure unchanged through Sept 2026 (verified on Chase's page). Same card product as the Prime Visa under one rewards agreement ('3-2-1 % back' vs '5-2-1'): if the Amazon.com account the card is loaded in later gets an eligible Prime membership and you confirm the card under Manage Payment Options, the Amazon/Whole Foods/Chase Travel tier rises to 5%. Rewards are '% back' tracked as points: 100 points = $1 at Amazon.com checkout, cash back, gift cards or Chase travel; no expiration while open. 3% is NOT earned via Amazon Pay at third-party sites, on international Amazon sites, or on travel booked direct with airlines/hotels (only via Chase Travel). Not eligible for the Prime-only 10%+ rotating-item bonus or Amazon Day delivery bonus. Balance transfer and cash advance fee: $5 or 4%. APR 18.74%-27.49% variable (pricing & terms). Amazon Fresh in-store and Audible.com purchases earn the 3% tier but have no dedicated taxonomy key; filed under the amazon entry.
Verified 2026-09-07 · confidence high · sources: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10