American Express · American Express · personal · Marriott Bonvoy
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$250
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
$1,062
sign-up bonus ≈ 125000 points after $5,000/6mo
Earning
| Marriott (Hotels (booked direct)) | 6x | 5.1% |
| Dining & restaurants
Restaurants worldwide; $15,000 combined cap with U.S. supermarkets
up to $15,000/year, then 2x
|
4x | 3.4% |
| Groceries (supermarkets)
U.S. supermarkets
up to $15,000/year, then 2x
|
4x | 3.4% |
| Everything else | 2x | 1.7% |
Right column: value per $ at travel valuation (0.85¢/pt).
Credits
None.
Benefits
- No foreign transaction fees
- Marriott Bonvoy Gold Elite + 15 elite night credits
- Free Night Award (up to 50,000 pts) after $15,000 spend in a year
- 1,000 bonus points per paid stay
Protections
| purchase protection | 90 days, up to $10,000 per occurrence |
| extended warranty | +1 year |
| trip delay | Up to $300 per trip after 12 hours |
| lost luggage | Up to $1,250 carry-on / $500 checked |
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://thepointsguy.com/credit-cards/reviews/marriott-bonvoy-bevy-american-express-card-review/: $250, 6x Marriott, 4x restaurants + U.S. supermarkets to $15k then 2x, 2x else, Gold Elite + 15 nights, 1,000 pts per stay, 50k free night after $15k spend (TPG, Aug 7 2026). Protections still from model knowledge.