Capital One · Mastercard · personal · Cash back
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
$200
sign-up bonus ≈ 200 cash after $500/3mo
Earning
| Capital One Travel portal (Issuer travel portal)
Hotels, vacation rentals and rental cars via Capital One Travel
|
5% | 5% |
| Dining & restaurants | 3% | 3% |
| Entertainment | 3% | 3% |
| Streaming services
Streaming services
|
3% | 3% |
| Groceries (supermarkets)
Grocery stores (excluding superstores like Walmart and Target)
|
3% | 3% |
| Everything else | 1% | 1% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- 0% intro APR 15 months
- Capital One Offers / Shopping
- No annual fee
Protections
| extended warranty | +1 year on warranties of 3 years or less |
| rental car | secondary |
| travel accident | Up to $250,000 |
Notes
WEB-VERIFIED 2026-09-08 against https://www.capitalone.com/credit-cards/savor/ (issuer page): $0 fee, 3% grocery/dining/entertainment/streaming, 5% Capital One Travel hotels/vacation rentals/cars, 1% else, $200 after $500, no FTF. A Bankrate summary dated Jun 2026 described a $95/4% version; the issuer page shows only this no-fee product. Protections still from model knowledge.