Discover · Discover · personal · Cash back
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
Earning
| Gas stations
$1,000 combined cap per quarter with restaurants
up to $1,000/quarter, then 1%
|
2% | 2% |
| Dining & restaurants
up to $1,000/quarter, then 1%
|
2% | 2% |
| Everything else | 1% | 1% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- First-year Cashback Match
- No annual fee
Protections
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/discover-it-chrome/: $0, 2% gas and restaurants to $1,000/qtr, 1% else, Cashback Match, no FTF (Bankrate, May 21 2025). Protections still from model knowledge.