Chase · Visa · personal · Chase Ultimate Rewards
Review the linked sources below for offer details and eligibility.
Earning
| Chase Travel portal (Issuer travel portal)
5x on Chase Travel purchases (flights, hotels, rental cars, cruises, activities and tours booked through Chase Travel).
requires booked via Chase Travel
|
5x | 10.25% |
| Lyft (Rideshare)
5x total on Lyft rides through 9/30/2027 (promotional). Uber earns 2x as travel.
|
5x | 10.25% |
| Peloton (Gyms & fitness)
5x on Peloton equipment and accessory purchases over $150, max 25,000 bonus points ($5,000 of spend) through 12/31/2027 (promotional).
requires Peloton equipment/accessory purchases over $150
up to $5,000/lifetime, then 1x
|
5x | 10.25% |
| Dining & restaurants
Dining at restaurants worldwide, including takeout and eligible delivery services.
|
3x | 6.15% |
| Online grocery / delivery
Online grocery purchases (excluding Target, Walmart and wholesale clubs). In-store supermarket purchases earn only 1x.
|
3x | 6.15% |
| Streaming services
Select/top streaming services.
|
3x | 6.15% |
| Gas stations
Gas stations. Added in the June 15, 2026 refresh.
|
3x | 6.15% |
| EV charging
Electric vehicle charging. Added in the June 15, 2026 refresh.
|
3x | 6.15% |
| Vacation rentals
Vacation homes at top brands: Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com and Vacasa. Added in the June 15, 2026 refresh. Other vacation-rental merchants fall under 2x travel.
|
3x | 6.15% |
| Travel (general)
All other travel worldwide (airfare, hotels, taxis, trains, etc.) not booked through Chase Travel.
|
2x | 4.1% |
| Everything else
All other purchases.
|
1x | 2.05% |
Right column: value per $ at travel valuation (2.05¢/pt). 1¢ cash. Travel value assumes transfers (Hyatt, airlines) via a Sapphire/Ink Preferred; Freedom/Ink Cash points alone are worth 1¢ unless pooled. Points Boost on Chase Travel up to ~1.5-2¢ on select bookings.
Credits
- $100 Chase Travel hotel credit /anniversary · medium to useUp to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel. Doubled from $50 effective June 15, 2026. Hotel stays paid with this credit do not earn points.
- $120 Global Entry / TSA PreCheck / NEXUS fee credit /every 4 years · easy to useOne statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS charged to the card. New in the June 2026 refresh.
Benefits
- No foreign transaction fees
- 1:1 transfer partners (Hyatt 4:3) — Transfer to Aer Lingus, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways, Iberia, JetBlue, Singapore, Southwest, United, Virgin Atlantic, IHG, Marriott, Wyndham at 1:1. World of Hyatt transfers at 4:3 (1,000 UR = 750 Hyatt) for accounts opened on/after June 15, 2026, and from Oct 1, 2026 for older accounts.
- Points Boost on Chase Travel — Points redeem at 1 cent each through Chase Travel, with Points Boost offering up to 1.5x (up to 1.75 cents per point per reviews) on select hotels and flights.
- $100 annual Chase Travel hotel credit — See credits.
- Global Entry / TSA PreCheck / NEXUS credit — Up to $120 every four years.
- Complimentary Apple TV (1 year) — At least 12 months of complimentary Apple TV ($156 value) when activated by Dec 31, 2026.
- Complimentary DashPass (12 months) — Complimentary DoorDash DashPass for 12 months when activated by 12/31/2027, plus a $10 promo each month on non-restaurant (grocery/retail) DoorDash orders.
- Primary auto rental collision damage waiver — Primary coverage up to $60,000 for theft and collision damage on most rentals in the U.S. and abroad (vehicles with MSRP up to $125,000) when you decline the rental company's coverage.
- Trip cancellation / interruption insurance — Up to $10,000 per covered traveler and $20,000 per trip for prepaid, non-refundable travel.
- Trip delay reimbursement — Up to $500 per covered traveler for delays of 12+ hours or requiring an overnight stay.
- Baggage delay insurance — Up to $100 a day for up to 5 days after a 6+ hour delay.
- Lost luggage reimbursement — Up to $3,000 per covered traveler.
- Emergency evacuation and transportation — Up to $100,000 for medical services and transportation if injured or sick 100+ miles from home. New in the June 2026 refresh.
- Travel accident insurance — Up to $500,000 accidental death or dismemberment.
- Purchase protection — 120 days against damage or theft, up to $500 per item.
- Extended warranty protection — Extends U.S. manufacturer warranties of 3 years or less by an additional year.
Protections
| purchase protection | 120 days, up to $500 per item |
| extended warranty | +1 year on warranties of 3 years or less |
| trip cancellation | Up to $10,000 per covered traveler / $20,000 per trip |
| trip delay | Up to $500 per covered traveler after 12 hours |
| baggage delay | Up to $100/day for 5 days after 6 hours |
| lost luggage | Up to $3,000 per covered traveler |
| rental car | primary |
| travel accident | Up to $500,000 |
Notes
Subject to Chase 5/24. Refreshed June 15, 2026 (announced June 10): added 3x gas, 3x EV charging and 3x vacation homes (Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com, Vacasa); hotel credit doubled to $100; new $120 Global Entry/TSA PreCheck/NEXUS credit every 4 years; new 1-year Apple TV; new $100,000 emergency evacuation coverage. Removed: the 10% anniversary points bonus (gone immediately for applications on/after June 15, 2026; existing cardholders earn it on purchases through Oct 1, 2026, paid by Jan 31, 2027). Hyatt transfers drop from 1:1 to 4:3 (new accounts June 15, 2026; existing accounts Oct 1, 2026) - the Sapphire Reserve keeps 1:1 Hyatt. Chase Travel redemptions are 1 cent/point base with Points Boost up to ~1.5-1.75 cents on select bookings (the old flat 1.25 cents is gone). Promos: Lyft 5x through 9/30/2027; Peloton 5x (over $150, max 25,000 pts) through 12/31/2027; DashPass 12 months when activated by 12/31/2027. Cannot hold both Sapphire Preferred and Sapphire Reserve.
Verified 2026-09-07 · confidence high · sources: 1, 2, 3, 4, 5, 6, 7, 8, 9