Chase · Visa · personal · Marriott Bonvoy
Review the linked sources below for offer details and eligibility.
Earning
| Marriott (Hotels (booked direct))
Chase wording: '6 points for each $1 spent on qualifying purchases made at hotels participating in Marriott Bonvoy'. Chase advertises 'up to 18.5X total' = 6X card + up to 10X Bonvoy member base points + 2.5X Gold Elite bonus on paid stays; only the card's 6X is filed here. Separately, 1,000 bonus points per eligible paid stay (see benefits).
|
6x | 5.1% |
| Groceries (supermarkets)
Chase wording: '4 points total for each $1 of the first $15,000 spent annually on combined purchases in the following rewards categories: grocery stores; dining at restaurants including takeout and eligible delivery services'. The $15,000 cap is shared between grocery stores and dining, then 2X.
up to $15,000/year, then 2x
|
4x | 3.4% |
| Dining & restaurants
Chase wording: 'dining at restaurants including takeout and eligible delivery services'. Shares the single $15,000/yr combined cap with grocery stores, then 2X.
up to $15,000/year, then 2x
|
4x | 3.4% |
| Everything else
Chase wording: '2 points for each $1 spent on all other purchases'. Upgraded Points lists 'travel purchases' separately at 2X, but that is the same base rate.
|
2x | 1.7% |
Right column: value per $ at travel valuation (0.85¢/pt).
Credits
None.
Benefits
- Automatic Marriott Bonvoy Gold Elite status — Granted each calendar year while the account is open (posts up to 8 weeks after opening): 25% Elite bonus points on eligible hotel purchases, 2 p.m. late checkout (based on availability), enhanced room upgrades, complimentary premium Wi-Fi.
- 15 Elite Night Credits every calendar year — 15 Elite Night Credits toward the next Marriott Bonvoy Elite tier each calendar year (posted within 60 days of opening in year one). Elite Night Credits post from only one Marriott personal card per year. No spend-based bonus night credits or Platinum-via-spend path are listed on Chase's pages.
- Free Night Award after $15,000 annual spend (up to 50,000 points) — Earned after $15,000 or more in purchases each calendar year (not an automatic anniversary award; posts up to 12 weeks after qualifying); valid for a one-night stay in a standard room at a property with a redemption level up to 50,000 points; can be combined with up to 25,000 Bonvoy points; expires 12 months after issuance.
- 1,000 bonus points per paid stay — Maximum of 1,000 bonus points per eligible stay of at least one paid night at the same participating Marriott Bonvoy property, booked directly (Chase page; award-redemption stays are excluded per The Points Guy).
- No foreign transaction fees
- 12 months complimentary DashPass + $10 off quarterly — 12 months of DashPass (DoorDash and Caviar) when first activated with this card between 02/01/2025 and 12/31/2027; auto-renews at the then-current monthly rate unless cancelled. Also up to $10 off one non-restaurant DoorDash order each quarter through 12/31/2027 - a checkout discount, not a Chase statement credit.
- Marriott Bonvoy airline transfers — Marriott Bonvoy points transfer to 40+ airline programs at 3:1; a 5,000-mile bonus for every 60,000 points transferred improves the effective rate to about 2.4:1 (The Points Guy).
- Auto rental collision damage waiver (secondary in U.S.) — Reimbursement for theft and collision damage on most rental vehicles when you decline the rental company's CDW and pay with the card; secondary to personal auto insurance in the U.S., primary outside the U.S.; up to $60,000 for rentals of up to 31 consecutive days, excluding exotic cars, motorcycles, cargo vans and vehicles over $125,000 MSRP (HelloSafe 2026-06-11).
- Purchase protection — Covers eligible new purchases for 120 days (90 days for NY residents) against damage or theft, up to $500 per item (TPG: $50,000 per account).
- Extended warranty protection — Extends the manufacturer's U.S. warranty by one additional year on eligible warranties of three years or less (up to four years total); up to $10,000 per claim and $50,000 per account (TPG, HelloSafe).
- Trip delay reimbursement — Up to $500 per covered traveler for unreimbursed expenses such as meals and lodging when a common-carrier trip is delayed more than 12 hours or requires an overnight stay.
- Baggage delay insurance — Up to $100 a day for up to 5 days for essential purchases when checked baggage is delayed more than 6 hours.
- Lost luggage reimbursement — Up to $3,000 per covered traveler for checked or carry-on luggage that is lost or damaged (NY residents: $2,000 per bag, $10,000 per trip); $500 sub-limits for jewelry/watches and cameras/electronics (HelloSafe).
- Travel accident insurance — Up to $500,000 accidental death or dismemberment coverage when common-carrier fare is charged to the card ($100,000 for 24-hour coverage per HelloSafe).
- Roadside dispatch (pay-per-use) — 24/7 dispatch in the U.S. and Canada for towing, battery, tire change, lockout and fuel delivery; service fees are billed to the card at the time of dispatch.
- Visa Signature Concierge — 24/7 complimentary concierge for dining, tickets and travel planning; cardmember pays for any goods or services.
- Chase Credit Journey — Free credit score and monitoring alerts.
Protections
| purchase protection | 120 days (90 days NY), up to $500 per item against damage or theft ($50,000 per account per TPG) |
| extended warranty | +1 year on eligible U.S. manufacturer warranties of 3 years or less (up to 4 years total); up to $10,000 per claim / $50,000 per account (TPG, HelloSafe) |
| trip cancellation | Not covered (HelloSafe; not listed on Chase's benefits page) |
| trip delay | Up to $500 per covered traveler when a common-carrier trip is delayed 12+ hours or requires an overnight stay |
| baggage delay | Up to $100/day for up to 5 days when checked baggage is delayed 6+ hours |
| lost luggage | Up to $3,000 per covered traveler (NY residents: $2,000 per bag, $10,000 per trip) |
| rental car | secondary |
| roadside | Roadside dispatch (service fees billed to the card at time of dispatch) |
| travel accident | Up to $500,000 accidental death or dismemberment (common carrier fare charged to the card); $100,000 24-hour coverage per HelloSafe |
Notes
Launched September 2022 alongside the Amex Bevy (Chase press release; Upgraded Points offer history); no material product changes reported in 2026 - the card is still open with the same $250 fee, 6X/4X/2X structure and Gold status. No annual statement credits and no automatic anniversary free night; the only Free Night Award comes from $15,000 calendar-year spend, which is also the cap on the 4X groceries/dining bonus. The 2026 Boundless airline-credit promotion is NOT offered on the Bountiful (Chase's Marriott comparison page shows it only under Boundless). Protection amounts are from marriott.chase.com/bountiful/benefits and the Chase card page; Upgraded Points' 2026-03-13 review lists different figures (trip delay $300, baggage $2,000, purchase protection $10,000) that conflict with Chase and were not used. HelloSafe (2026-06-11) and Chase's benefits page show no trip cancellation/interruption, emergency medical or evacuation coverage. APR 19.24%-29.99% variable (Chase). Chase 5/24 applies. Bonus restrictions (Chase): not available if you currently hold this card or received its bonus in the last 24 months; also blocked if in the last 30 days you held the Marriott Bonvoy Amex, in the last 90 days were approved for the Marriott Bonvoy Business/Brilliant/Bevy Amex, or in the last 24 months received a new-cardmember or upgrade bonus on those Amex cards. Elite Night Credits post from only one Marriott personal card even if you hold several.
Verified 2026-09-08 · confidence high · sources: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11