American Express · American Express · personal · Cash back
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
2.7%
foreign txn fee
$138
credits/yr realistic ($264 face)
$200
sign-up bonus ≈ 200 cash after $2,000/6mo
Earning
| Groceries (supermarkets)
U.S. supermarkets
up to $6,000/year, then 1%
|
3% | 3% |
| Online retail (general)
U.S. online retail purchases
up to $6,000/year, then 1%
|
3% | 3% |
| Gas stations
U.S. gas stations
up to $6,000/year, then 1%
|
3% | 3% |
| Everything else | 1% | 1% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
- $84 Disney Bundle credit /year · easy to use · enrollment required$7/month back on a $9.99+ Disney Bundle subscription
- $180 Home Chef credit /year · hard to use · enrollment required$15/month back on Home Chef meal kit subscription
Benefits
- Amex Offers
- 0% intro APR 15 months
- No annual fee
Protections
| purchase protection | 90 days, up to $1,000 per occurrence |
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/blue-cash-everyday-card-from-american-express/: $0 fee, 3% supermarkets/gas/online retail (each to $6k), $7/mo Disney Bundle, $180/yr Home Chef credits, 2.7% FTF (Bankrate, Jun 25 2026). Protections still from model knowledge.