American Express · American Express · business · discontinued · Cash back
Review the linked sources below for offer details and eligibility.
Earning
| Amazon.com
Amazon Business, AWS, Amazon.com and Whole Foods — or choose 90-day payment terms instead
requires Business Prime membership (3% without)
up to $120,000/year, then 1%
|
5% | 5% |
| Whole Foods Market
requires Business Prime membership (3% without)
up to $120,000/year, then 1%
|
5% | 5% |
| Software & cloud
AWS
requires Business Prime membership
up to $120,000/year, then 1%
|
5% | 5% |
| Dining & restaurants
U.S. restaurants
|
2% | 2% |
| Gas stations
U.S. gas stations
|
2% | 2% |
| Phone, internet, cable
Wireless telephone services purchased directly from U.S. providers
|
2% | 2% |
| Everything else | 1% | 1% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- Choose 90-day payment terms instead of rewards on Amazon purchases
- No annual fee
Protections
| purchase protection | 90 days, up to $1,000 per occurrence |
| extended warranty | +1 year |
| rental car | secondary |
Notes
SEEDED FROM MODEL KNOWLEDGE (as of mid-2026), NOT YET WEB-VERIFIED — numbers may be stale; confirm on the issuer's site before relying on a credit or cap. DISCONTINUED 2026: Amazon moved this co-brand from American Express to U.S. Bank (Amazon press release 2026-03-31: https://press.aboutamazon.com/2026/3/small-businesses-can-soon-enjoy-new-rewards-with-the-prime-business-and-amazon-business-credit-cards). The Amex card was removed from new applications and existing accounts were converted to the U.S. Bank Amazon Prime Business Mastercard starting 2026-08-14 (Doctor of Credit 2026-08-04: https://www.doctorofcredit.com/amazon-business-card-changes-issuers-from-american-express-to-u-s-bank/). The earn rates recorded here are the Amex-era structure (5% Amazon for Business Prime members / 3% without, $120,000 cap, per Doctor of Credit). Successor card (needs its own catalog record; issuer U.S. Bank, network Mastercard): no annual fee, no foreign transaction fee, 5% back at Amazon.com, Amazon Business, AWS and Whole Foods Market up to $150,000 in purchases per calendar year (3% without Business Prime; extra 1% with Amazon Day delivery), 5% on prepaid travel booked in the U.S. Bank Travel Center, 2% automatically on your top 3 non-Amazon categories (from a list including dining, gas & EV, cell phone providers, office supply, postal & shipping, advertising, computer & software, airlines, hotel, car rental, grocery, drug stores, utilities, entertainment, accounting & tax) up to $150,000 per calendar year, 1% on everything else; 1% after $150,000 combined annual net purchases (Doctor of Credit 2026-05-13: https://www.doctorofcredit.com/amazon-prime-business-from-u-s-bank-200-250-signup-bonus-no-spend/).
Verified 2026-06-01 · confidence medium · sources: 1, 2, 3, 4