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Amex EveryDay Preferred Credit Card

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American Express · American Express · personal · closed to new · Amex Membership Rewards

Amex EveryDay Preferred Credit Card
Seeded from model knowledge (mid-2026), not yet web-verified. Check issuer terms before relying on rates, credits, caps, or protections. Edit data.
Review the linked sources below for offer details and eligibility.
$95
annual fee
2.7%
foreign txn fee
$0
credits/yr realistic ($0 face)

Earning

Groceries (supermarkets)
U.S. supermarkets, on up to $6,000 per calendar year in purchases, then 1x
up to $6,000/year, then 1x
3x 6%
Gas stations
U.S. gas stations
2x 4%
Amex Travel portal (Issuer travel portal)
Travel booked through amextravel.com (the 50% purchase-count bonus does not apply to this earn)
2x 4%
Everything else 1x 2%

Right column: value per $ at travel valuation (2¢/pt). Statement credit ~0.6¢ (1.1¢ via Schwab Platinum). Travel value assumes airline transfers.

Credits

None.

Benefits

  • 50% points bonus when you make 30+ purchases in a billing period — Earn 50% extra Membership Rewards points on purchases in any billing period with 30 or more purchases; does not apply to the 2x amextravel.com earn.
  • Transfers to Amex Membership Rewards airline and hotel partners

Protections

purchase protection90 days, up to $1,000 per occurrence
extended warranty+1 year beyond manufacturer's warranty
return protectionUp to $300 per item
rental carsecondary
roadsideRoadside assistance hotline
travel accidentTravel accident insurance included (amount not verified)

Notes

Closed to new applicants: Amex stopped accepting EveryDay and EveryDay Preferred applications on 2024-09-26 (Doctor of Credit); existing cardholders keep the card and its earn structure. No welcome offer is available. Effective rates with the 30-purchase bonus: 4.5x U.S. supermarkets (to $6k/yr), 3x U.S. gas, 1.5x everything else. 2.7% foreign transaction fee. Amex product page is a JS template and could not be read; web-verified 2026-09-08 against https://onemileatatime.com/guides/amex-everyday-preferred-card/ (updated 2026-06-06) and https://upgradedpoints.com/credit-cards/reviews/amex-everyday-preferred-credit-card/ (2026-07-23).

Verified 2026-09-08 · confidence medium · sources: 1, 2, 3, 4