Aeroplan Credit Card

Earning

Right column: value per $ at travel valuation (1.5¢/pt).

Credits

• $120 Global Entry / TSA PreCheck / NEXUS fee credit /every 4 years · easy to use
  One statement credit every four years (up to $120) after the Global Entry, TSA PreCheck or NEXUS application fee is charged to the card.
• $10 DoorDash non-restaurant credit /quarter · medium to use · enrollment required
  Up to $10 off quarterly on non-restaurant DoorDash orders (grocery, convenience, retail) through 12/31/2027. Requires activating the complimentary one-year DashPass membership (DoorDash and Caviar) by 12/31/2027; DashPass auto-renews at the then-current rate after the free year.

Benefits

• Aeroplan 25K Status (and 35K at $75,000 spend) — New cardmembers get Aeroplan 25K Status for the calendar year the account is opened and the following calendar year; keep 25K with $15,000 in purchases in a calendar year; upgrade to 35K Status with $75,000 in a calendar year. 25K includes Star Alliance Silver, priority check-in/boarding, extra checked baggage and eUpgrade credits.
• Status Qualifying Credits (SQC) boost — 5,000 bonus SQC each year for the primary cardmember, plus 10,000 SQC after $25,000 in net purchases and another 10,000 SQC after $50,000 in a calendar year (max 25,000 SQC per year across all Aeroplan credit cards). Replaced the old 'Level Up' one-tier upgrade at $50,000 spend for 2026.
• First checked bag free — Free first checked bag (up to 50 lb) for the primary cardmember and up to eight companions on the same reservation when travel originates on an Air Canada flight.
• Global Entry / TSA PreCheck / NEXUS credit — Up to $120 every 4 years.
• Preferred award pricing — Primary cardmembers can often book Air Canada flight rewards for fewer Aeroplan points than non-cardmembers.
• Pay Yourself Back at 1.25 cents per point — Redeem points for statement credits against travel purchases (flights, hotels, car rentals, rideshares) and the card's annual fee from the last 90 days at 1.25 cents per point, up to 200,000 points per year; dining, grocery and gas purchases redeem at 0.8 cents per point (rates per One Mile at a Time / US Credit Card Guide).
• 10% bonus on Ultimate Rewards transfers — 10% bonus when 50,000 or more Chase Ultimate Rewards points are transferred to Aeroplan in a single transaction, up to 25,000 bonus points per calendar year (requires also holding a UR-earning Chase card).
• Monthly bonus points — 500 bonus points for every $2,000 spent in a calendar month, up to 1,500 bonus points per month.
• Priority Rewards and Global +1 — Priority Reward vouchers (50% off the points price of an Air Canada flight reward) at $100,000, $250,000, $500,000 and $750,000 in calendar-year spend; Global +1 unlimited companion benefit at $1,000,000.
• One year of complimentary DashPass — One-year DashPass membership for DoorDash and Caviar; activate by 12/31/2027.
• $10 quarterly DoorDash non-restaurant credit — Through 12/31/2027 with active DashPass.
• No foreign transaction fees
• World Elite Mastercard Concierge — 24/7 personal assistance with reservations, tickets and hard-to-find items.
• Auto rental collision damage waiver (secondary in the U.S.) — Reimbursement for theft and collision damage on most rental vehicles; secondary to personal insurance in the U.S., primary outside the U.S.
• Trip cancellation / interruption insurance — Up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable fares.
• Trip delay reimbursement — Up to $500 per covered traveler when common-carrier travel is delayed more than 12 hours or overnight.
• Baggage delay insurance — Up to $100 a day for up to 3 days when baggage is delayed over 6 hours.
• Purchase protection — 120 days, up to $500 per item (90 days for NY residents).
• Roadside dispatch — Call to dispatch help; service fees are billed to the card at time of dispatch.

Protections

Notes

Chase-issued Air Canada co-brand (World Elite Mastercard; slug kept as 'aeroplan-visa' per catalog family naming). Launched 2021-12-02. Core terms unchanged in 2026: $95 fee, 3x grocery/dining/Air Canada, 1x elsewhere, plus 500 bonus points per $2,000 of monthly spend (max 1,500/month). Elite-status structure changed for 2026: the 'Level Up' one-tier upgrade at $50,000 calendar-year spend is discontinued (AwardWallet: last Level Up earned on 2026 spend is valid through 2027-01-31) and replaced by 5,000 annual Status Qualifying Credits plus 10,000 SQC at $25,000 and 10,000 SQC at $50,000 (max 25,000/yr across all Aeroplan cards); Chase's page now shows 35K Status at $75,000 spend and 25K retention at $15,000. Chase's Guide to Benefits (BGC11079) lists only auto rental CDW, baggage delay, purchase protection, roadside assistance, trip cancellation/interruption and trip delay - no extended warranty, lost luggage or travel accident coverage is listed, so those are null. Rental CDW is secondary in the U.S. per Chase. Pay Yourself Back: 1.25 cpp on travel and the annual fee (200,000 points/yr cap), 0.8 cpp on dining/grocery/gas (review-site figures; Chase's PYB page does not publish rates). DashPass one year free and $10 quarterly non-restaurant DoorDash credit run through 12/31/2027. Points do not expire while the account is open. Chase 5/24 rule applies. Elevated 75k+25k welcome offer appears intermittently (Apr-Jun 2026, again Aug 2026); Chase's page showed 60k/$3k on 2026-09-08.

Verified 2026-09-08 · confidence high · sources: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15