Bank of America · Visa · personal · Atmos Rewards (Alaska / Hawaiian)
Bank of America
Atmos Rewards Summit
VISA
Web-verified 2026-06-01.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$395
annual fee
0%
foreign txn fee
$30
credits/yr realistic ($30 face)
$1,160
sign-up bonus ≈ 80000 points after $4,000/3mo
Earning
| Alaska Airlines (Airfare (booked direct))
Alaska Airlines and Hawaiian Airlines purchases
|
3x | 4.35% |
| Dining & restaurants | 3x | 4.35% |
| Everything else
3x on foreign-currency transactions
|
1x | 1.45% |
Right column: value per $ at travel valuation (1.45¢/pt). Alaska Mileage Plan and HawaiianMiles merged into Atmos Rewards in 2025.
Credits
- $120 Global Entry / TSA PreCheck /every 4 years · easy to useFee reimbursement
Benefits
- No foreign transaction fees
- 25,000-point Global Companion Award every year
- First checked bag free for you + up to 6 guests
- Eight Alaska Lounge passes per year (two per quarter)
Protections
| rental car | secondary |
Notes
From TPG's Atmos Rewards review (Aug 25, 2026); protections not covered there.
Verified 2026-06-01 · confidence high · sources: 1