American Express · American Express · personal · Delta SkyMiles
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$350
annual fee
0%
foreign txn fee
$312
credits/yr realistic ($420 face)
$1,080
sign-up bonus ≈ 90000 miles after $4,000/6mo
Earning
| Delta Air Lines (Airfare (booked direct)) | 3x | 3.6% |
| Hotels (booked direct)
Booked directly with hotels
|
3x | 3.6% |
| Dining & restaurants | 2x | 2.4% |
| Groceries (supermarkets)
U.S. supermarkets
|
2x | 2.4% |
| Everything else | 1x | 1.2% |
Right column: value per $ at travel valuation (1.2¢/pt). Conservative 1¢ (Pay with Miles); TPG ~1.2¢.
Credits
- $150 Delta Stays credit /anniversary · medium to usePrepaid hotels via Delta Stays
- $120 Resy credit /year · medium to use · enrollment required$10/month at U.S. Resy restaurants
- $120 Rideshare credit /year · easy to use · enrollment required$10/month on U.S. rideshare (Uber, Lyft, etc.)
- $120 Global Entry / TSA PreCheck /every 4 years · easy to use · enrollment requiredFee reimbursement
Benefits
- No foreign transaction fees
- Annual Main Cabin companion certificate (domestic, Caribbean, Central America)
- First checked bag free
- Zone 5 boarding
- $2,500 MQD Headstart + $1 MQD per $20 spent
- 20% back on inflight purchases
- TakeOff 15 award discount
Protections
| purchase protection | 90 days, up to $10,000 per occurrence |
| extended warranty | +1 year |
| trip delay | Up to $300 per trip after 12 hours |
| lost luggage | Up to $1,250 carry-on / $500 checked |
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://thepointsguy.com/credit-cards/reviews/platinum-delta-skymiles-credit-card-review/: $350, 3x Delta and hotels direct, 2x restaurants/U.S. supermarkets, $150 Delta Stays, $120 Resy, $120 rideshare, $120 GE, companion certificate, MQD boosts, no FTF (TPG, Aug 30 2026). Protections still from model knowledge.