American Express · American Express · personal · Amex Membership Rewards
Review the linked sources below for offer details and eligibility.
Earning
| Everything else
1 Membership Rewards point per dollar on all purchases. Reviewers disagree on extras (Upgraded Points mentions 2x on Amex Travel and Uber; One Mile at a Time mentions 1.5x on purchases of $5,000+ with caps) - unconfirmed, so not filed.
|
1x | 2% |
Right column: value per $ at travel valuation (2¢/pt). Statement credit ~0.6¢ (1.1¢ via Schwab Platinum). Travel value assumes airline transfers.
Credits
- $250 Resy dining credit /quarter · medium to use · enrollment requiredUp to $250 per quarter ($1,000/year) in statement credits at qualifying U.S. Resy restaurants, select Resy events and Centurion New York. No need to book through Resy; enrollment required. Added July 2026; unused quarters do not roll over.
- $200 Uber Cash /year · easy to use · enrollment requiredUp to $15 in Uber Cash each month plus an extra $20 in December ($200/year) for U.S. Uber rides and Uber Eats, once the card is added to the Uber app.
- $369 CLEAR Plus credit /year · medium to use · enrollment requiredUp to $369 a year in statement credits for CLEAR Plus for the cardholder and up to three family members.
- $120 Global Entry / TSA PreCheck credit /every 4 years · easy to use · enrollment requiredStatement credit for the Global Entry ($120, every 4 years) or TSA PreCheck (every 4.5 years) application fee.
Benefits
- No foreign transaction fees
- Amex Global Lounge Collection — Centurion Lounges (with up to 2 guests and children 17 and under), Priority Pass Select, Escape, Plaza Premium and Lufthansa lounges. Delta Sky Club access is listed only by CardStack and is not confirmed.
- Priority Pass Select — Unlimited visits; enrollment required.
- PS (Private Suite) airport terminal — Complimentary PS membership and two PS visits a year (LAX, ATL and other PS locations).
- Delta SkyMiles Platinum Medallion — Complimentary Delta Platinum Medallion status (complimentary upgrades, priority waitlisting, priority boarding).
- Hilton Diamond, Marriott Gold, IHG Platinum — Complimentary Hilton Honors Diamond, Marriott Bonvoy Gold Elite and IHG One Rewards Platinum Elite status.
- Car rental status: Hertz President's Circle/Platinum, Avis President's Club — Reviews name the Hertz tier differently (Platinum vs President's Circle).
- Equinox Destination Access membership — Complimentary Equinox membership (reviewers value it at ~$300+/month). A membership, not a statement credit.
- Centurion concierge — Personal 24/7 Centurion concierge and Centurion Travel Service; Centurion International Arrival Services (expedited customs/immigration on international business/first flights at 30+ airports).
- Membership Rewards transfer partners — Earns standard Membership Rewards points, transferable to Amex airline and hotel partners.
- Fine Hotels + Resorts, Amex Premium Events Collection, Centurion New York — Access to FHR bookings and Centurion-only events and venues.
- Trip delay / cancellation, baggage and purchase protections — TPG lists trip delay/cancellation, baggage delay, extended warranty and purchase protection; coverage limits not confirmed.
Protections
| purchase protection | Included (limits not confirmed) |
| extended warranty | Included (limits not confirmed) |
| trip cancellation | Included (limits not confirmed) |
| trip delay | Included (limits not confirmed) |
| baggage delay | Included (limits not confirmed) |
Notes
Charge card; no preset spending limit. Amex's public Centurion pages are login-only, so everything here comes from 2025-2026 reviews (TPG, OMAAT, Upgraded Points, Doctor of Credit). July 2026: added a $1,000/yr Resy credit ($250 a quarter, enrollment required). Sources disagree on what it replaced: CardStack says the $250-a-quarter Saks Fifth Avenue credit ended June 30, 2026, and Upgraded Points says the $200 airline fee credit was dropped. Neither the Saks nor the airline credit is filed here. The one-time $300 SoulCycle bike credit and the $120 Uber One credit appear only on CardStack, so they are left out. The CLEAR amount comes from a TPG article dated Jan 2025. Protection limits and the rental car coverage type were not confirmed. No foreign transaction fee is widely reported, but I did not see it on an issuer page. Earns only 1x, so it is a poor card for earning points: its value is in status, lounges, concierge and access.
Verified 2026-09-23 · confidence medium · sources: 1, 2, 3, 4, 5, 6, 7, 8, 9