SoFi · Mastercard · personal · Cash back
SoFi
SoFi Unlimited 2%
MC
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
Earning
| Everything else
Unlimited 2% when redeemed toward SoFi savings, investing or loan products
|
2% | 2% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- Rewards redeem into SoFi accounts, loans or investing
- No annual fee
Protections
| rental car | secondary |
| cell phone | Up to $800 per claim, 2 claims/yr, $50 deductible (World Elite Mastercard) |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/sofi-credit-card/: $0, unlimited 2% (redeemed into SoFi products), no FTF (Bankrate, Aug 13 2026). Protections still from model knowledge.