American Express · American Express · business · Amex Membership Rewards
Review the linked sources below for offer details and eligibility.
Earning
| Everything else
2X Membership Rewards points on all eligible purchases, up to $50,000 in purchases per calendar year, then 1X
up to $50,000/year, then 1x
|
2x | 4% |
Right column: value per $ at travel valuation (2¢/pt). Statement credit ~0.6¢ (1.1¢ via Schwab Platinum). Travel value assumes airline transfers.
Credits
None.
Benefits
- Membership Rewards transfer partners
- 0% intro APR on purchases for 12 months
- Expanded Buying Power
- No annual fee
Protections
| purchase protection | 90 days, up to $1,000 per occurrence |
| extended warranty | +1 year |
| rental car | secondary |
Notes
2X applies to the first $50,000 in purchases per calendar year, then 1X; the cap is a spend cap. Foreign transaction fees apply (2.7% is Amex's standard rate for this family; the exact figure was not shown on the pages fetched). Car rental loss and damage insurance is Amex's standard secondary coverage. Web-verified 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/american-express-blue-business-cash-card/ (Blue Business Plus comparison table: 2X first $50k/yr then 1X, 15,000 points after $3k/3mo, no annual fee) and https://www.doctorofcredit.com/ymmv-american-express-blue-business-plus-75000-points-signup-bonus-no-lifetime-language/ (2X first $50k per calendar year, no annual fee, 0% APR 12 months).
Verified 2026-09-08 · confidence medium · sources: 1, 2, 3, 4, 5