American Express · American Express · personal · Cash back
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$95
annual fee · $0 intro annual fee for the first year
2.7%
foreign txn fee
$120
credits/yr realistic ($120 face)
$300
sign-up bonus ≈ 300 cash after $3,000/6mo
Earning
| Groceries (supermarkets)
U.S. supermarkets
up to $6,000/year, then 1%
|
6% | 6% |
| Streaming services
Select U.S. streaming subscriptions
|
6% | 6% |
| Transit
Taxis, rideshare, parking, tolls, trains, buses
|
3% | 3% |
| Gas stations
U.S. gas stations
|
3% | 3% |
| Everything else | 1% | 1% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
- $120 Disney Bundle credit /year · easy to use · enrollment requiredUp to $10/month back on a Disney+, Hulu or ESPN+ subscription (enrollment required)
Benefits
- Amex Offers
- 0% intro APR 12 months
Protections
| purchase protection | 90 days, up to $1,000 per occurrence |
| extended warranty | +1 year |
| return protection | 90 days, up to $300 per item |
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/: $0 first year then $95, 6% supermarkets (to $6k), 6% streaming, 3% gas and transit, $10/mo Disney Bundle credit, 2.7% FTF (Bankrate, Aug 17 2026). Protections still from model knowledge.