Synchrony · Mastercard · personal · Cash back
Synchrony
Sam's Club
MC
Web-verified 2026-09-08.
Review the linked sources below for offer details and eligibility.
Review the linked sources below for offer details and eligibility.
$0
annual fee · No fee with a Sam's Club membership
0%
foreign txn fee
$0
credits/yr realistic ($0 face)
Earning
| Gas stations
Gas anywhere incl. Sam's Club, first $6,000/yr
up to $6,000/year, then 1%
|
5% | 5% |
| EV charging
up to $6,000/year, then 1%
|
5% | 5% |
| Dining & restaurants
Dining and takeout
|
3% | 3% |
| Sam's Club (Wholesale clubs)
1% at Sam's Club for Club members; Plus members get 3% from the card + 2% Plus Cash Rewards = 5% total on in-club and digital purchases
|
1% | 1% |
| Everything else | 1% | 1% |
Right column: value per $ at travel valuation (1¢/pt). Dollar-for-dollar.
Credits
None.
Benefits
- No foreign transaction fees
- Cash rewards capped at $5,000 per year, paid to your Sam's Club account
- No annual fee
Protections
| rental car | secondary |
Notes
WEB-VERIFIED 2026-09-08 against https://www.bankrate.com/credit-cards/reviews/sams-club-mastercard/: $0 fee, 5% gas (to $6k), 3% dining, 1% Sam's (5% total for Plus), $5,000/yr reward cap, no FTF (Bankrate, Aug 3 2026). Protections still from model knowledge.