A BETTER CHOICE AT CHECKOUT

Whole Foods (Whole Foods Market)

Your cards, ranked by estimated return at travel point values. Review spending caps and offer requirements below.

Your best card is up first

1. 1
   
   Prime Visa Chase

   5x on Whole Foods Market

   Reward details & exclusions

   Any U.S. Whole Foods Market store and wholefoodsmarket.com. Excludes Whole Foods purchases through Instacart/Shipt/Eventbrite, online Whole Foods gift cards, and certain in-store third-party vendors.

   5% 5x · 1¢/pt
2. 2
   
   Robinhood Gold Robinhood (Coastal Community Bank)

   3% on Everything else — requires Robinhood Gold subscription ($5/month or $50/year)
   3% 3%
3. 3
   
   Marriott Bonvoy Boundless Chase

   3x on Groceries (supermarkets), up to $6,000/yr, then 2x

   Reward details & exclusions

   Chase wording: 'grocery stores'. Shares the single $6,000/yr combined cap with gas stations and dining, then 2X.

   2.55% 3x · 0.85¢/pt
4. 4
   
   AAdvantage Platinum Select Citi

   1x on Everything else
   1.65% 1x · 1.65¢/pt
5. 5
   
   Freedom Unlimited Chase

   1.5x on Everything else

   Reward details & exclusions

   Unlimited 1.5% cash back on all other purchases.

   1.5% 1.5x · 1¢/pt
6. 6
   
   United Explorer Chase

   1x on Everything else

   Reward details & exclusions

   1x mile on all other purchases

   1.35% 1x · 1.35¢/pt
7. 7
   
   Costco Anywhere Visa Citi

   1% on Everything else
   1% 1%
8. 8
   Goldman Sachs Apple MC
   Apple Goldman Sachs

   1% on Everything else

   Reward details & exclusions

   Physical titanium card

   1% 1%

Value = rate × point value (travel redemptions). Caps and activation requirements are shown on each line. Switch valuation.