United Explorer

Credits

$560/yr face value · $312 realistic

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  $5 Rideshare credit /month · 6d left · enroll
  Up to $5 back each month on rideshare purchases (up to $60 per calendar year). Yearly opt-in/enrollment required; posts in 6-8 weeks.
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  $10 Instacart credit /month · 6d left · enroll
  $10 Instacart credit each month (up to $120 per calendar year) on purchases made directly with Instacart; requires activating the complimentary Instacart+ membership (3 months free, then 25% off). Benefit ends 12/31/2027.
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  $100 United travel credit (after $10,000 spend) /year · 67d left
  $100 in United TravelBank cash after $10,000 in purchases each calendar year; TravelBank cash expires 12 months after issue.
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  $100 United Hotels credit /anniversary · 67d left
  $50 back as a statement credit on each of your 1st and 2nd prepaid hotel stays booked through United Hotels each anniversary year (up to $100).
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  $50 Avis/Budget rental credit /anniversary · 67d left
  $25 in United TravelBank cash for each of your 1st and 2nd Avis or Budget rentals booked through cars.united.com with the United cardmember discount code (up to $50 per anniversary year).
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  $100 JSX credit /anniversary · 67d left
  Up to $100 back as a statement credit each anniversary year on purchases made directly with JSX (semi-private air carrier).
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  $120 Global Entry / TSA PreCheck / NEXUS fee credit /every 4 years · 432d left
  Up to $120 statement credit once every 4 years for a Global Entry, TSA PreCheck or NEXUS application fee charged to the card.

Highlights

• 3x miles on United purchases, 2x dining and direct hotel bookings
• First checked bag free for you and a companion, priority boarding
• 2 United Club one-time passes per year
• Up to $120 Global Entry/TSA PreCheck credit every 4 years
• $60 rideshare, $120 Instacart, $100 United Hotels, $50 Avis/Budget, $100 JSX credits
• $0 first-year annual fee, then $150; no foreign transaction fees

Mid-tier United card (Visa Signature). United/Chase refreshed the lineup on 2025-03-24: annual fee $95 -> $150 (first year $0; existing cardholders from 2026-01-01), new partner credits (United Hotels $100, rideshare $60, Avis/Budget $50, Instacart $120 through 12/31/2027, JSX $100), a $100 TravelBank credit after $10,000 calendar-year spend and a 10,000-mile award discount after $20,000 spend; United Club passes now require the cardmember or an authorized user to be present. Chase's page in 2026 marks 3x on United purchases (up from 2x) and the 10%+ award discount as NEW. Prepaid stays booked through United Hotels earn 5x total miles per news coverage (up from 4x), but Chase does not list this as a card earn category so it is not filed as an earn entry. News reports said complimentary Premier upgrades on award tickets ended after 2025-08-01, though Chase's page still mentions them for Premier members. Chase 5/24 rule applies.