A BETTER CHOICE AT CHECKOUT

T-Mobile (Phone, internet, cable)

Your cards, ranked by estimated return at travel point values. Review spending caps and offer requirements below.

Your best card is up first

1. 1
   Goldman Sachs Apple MC
   Apple Goldman Sachs

   3% on T-Mobile

   Reward details & exclusions

   T-Mobile with Apple Pay

   3% 3%
2. 2
   
   Robinhood Gold Robinhood (Coastal Community Bank)

   3% on Everything else — requires Robinhood Gold subscription ($5/month or $50/year)
   3% 3%
3. 3
   
   Marriott Bonvoy Boundless Chase

   2x on Everything else

   Reward details & exclusions

   Chase wording: '2X points for every $1 spent on all other purchases'.

   1.7% 2x · 0.85¢/pt
4. 4
   
   AAdvantage Platinum Select Citi

   1x on Everything else
   1.65% 1x · 1.65¢/pt
5. 5
   
   Freedom Unlimited Chase

   1.5x on Everything else

   Reward details & exclusions

   Unlimited 1.5% cash back on all other purchases.

   1.5% 1.5x · 1¢/pt
6. 6
   
   United Explorer Chase

   1x on Everything else

   Reward details & exclusions

   1x mile on all other purchases

   1.35% 1x · 1.35¢/pt
7. 7
   
   Costco Anywhere Visa Citi

   1% on Everything else
   1% 1%
8. 8
   
   Prime Visa Chase

   1x on Everything else

   Reward details & exclusions

   Issuer wording: 'all other purchases'. Purchases using Amazon's promotional/Equal Pay financing earn no rewards.

   1% 1x · 1¢/pt

Military discount here

• T-Mobile: Military plans (about $15/line less) — t-mobile.com/cell-phone-plans/military-discount-plans (ID verification at sign-up). · Pay with your phone/internet category card.

Value = rate × point value (travel redemptions). Caps and activation requirements are shown on each line. Switch valuation.