A BETTER CHOICE AT CHECKOUT

Spirit Airlines (Airfare (booked direct))

Your cards, ranked by estimated return at travel point values. Review spending caps and offer requirements below.

Your best card is up first

1. 1
   
   Costco Anywhere Visa Citi

   3% on Travel (general)

   Reward details & exclusions

   Eligible travel: airfare, hotels, car rentals, travel agencies, cruises

   3% 3%
2. 2
   
   Robinhood Gold Robinhood (Coastal Community Bank)

   3% on Everything else — requires Robinhood Gold subscription ($5/month or $50/year)
   3% 3%
3. 3
   
   Marriott Bonvoy Boundless Chase

   2x on Everything else

   Reward details & exclusions

   Chase wording: '2X points for every $1 spent on all other purchases'.

   1.7% 2x · 0.85¢/pt
4. 4
   
   AAdvantage Platinum Select Citi

   1x on Everything else
   1.65% 1x · 1.65¢/pt
5. 5
   
   Freedom Unlimited Chase

   1.5x on Everything else

   Reward details & exclusions

   Unlimited 1.5% cash back on all other purchases.

   1.5% 1.5x · 1¢/pt
6. 6
   
   United Explorer Chase

   1x on Everything else

   Reward details & exclusions

   1x mile on all other purchases

   1.35% 1x · 1.35¢/pt
7. 7
   
   Prime Visa Chase

   1x on Everything else

   Reward details & exclusions

   Issuer wording: 'all other purchases'. Purchases using Amazon's promotional/Equal Pay financing earn no rewards.

   1% 1x · 1¢/pt
8. 8
   Goldman Sachs Apple MC
   Apple Goldman Sachs

   1% on Everything else

   Reward details & exclusions

   Physical titanium card

   1% 1%

Also consider

• Trip delay / cancellation insurance — Marriott Bonvoy Boundless: Up to $500 per covered traveler when a common-carrier trip is delayed 12+ hours or requires an overnight stay
• Trip delay / cancellation insurance — United Explorer: Up to $500 per traveler after 12 hours or overnight delay

Value = rate × point value (travel redemptions). Caps and activation requirements are shown on each line. Switch valuation.