A BETTER CHOICE AT CHECKOUT

Kroger (Groceries (supermarkets))

Your cards, ranked by estimated return at travel point values. Review spending caps and offer requirements below.

Your best card is up first

1. 1
   
   Robinhood Gold Robinhood (Coastal Community Bank)

   3% on Everything else — requires Robinhood Gold subscription ($5/month or $50/year)
   3% 3%
2. 2
   
   Marriott Bonvoy Boundless Chase

   3x on Groceries (supermarkets), up to $6,000/yr, then 2x

   Reward details & exclusions

   Chase wording: 'grocery stores'. Shares the single $6,000/yr combined cap with gas stations and dining, then 2X.

   2.55% 3x · 0.85¢/pt
3. 3
   
   AAdvantage Platinum Select Citi

   1x on Everything else
   1.65% 1x · 1.65¢/pt
4. 4
   
   Freedom Unlimited Chase

   1.5x on Everything else

   Reward details & exclusions

   Unlimited 1.5% cash back on all other purchases.

   1.5% 1.5x · 1¢/pt
5. 5
   
   United Explorer Chase

   1x on Everything else

   Reward details & exclusions

   1x mile on all other purchases

   1.35% 1x · 1.35¢/pt
6. 6
   
   Costco Anywhere Visa Citi

   1% on Everything else
   1% 1%
7. 7
   
   Prime Visa Chase

   1x on Everything else

   Reward details & exclusions

   Issuer wording: 'all other purchases'. Purchases using Amazon's promotional/Equal Pay financing earn no rewards.

   1% 1x · 1¢/pt
8. 8
   Goldman Sachs Apple MC
   Apple Goldman Sachs

   1% on Everything else

   Reward details & exclusions

   Physical titanium card

   1% 1%

Value = rate × point value (travel redemptions). Caps and activation requirements are shown on each line. Switch valuation.